Major digital upgrades are coming to Legacy Credit Union!

This spring, Legacy Credit Union wrapped up its 2025 Tax Refund Promotion – a campaign that offered one lucky member

As financial educators, we understand that navigating the complexities of credit can be daunting. We’re here to provide clarity and actionable insights, to help you maximize the power of credit utilization in order to optimize your credit score. With credit utilization making up 30% of your credit score, this is one of the more important factors to understand.

Have you ever gotten confused when looking for a loan? Which rate type is better? How is the payment calculated? And what is an ARM?

Fraud is continuously on the rise and you must be vigilant in preventing scammers from gaining access to your personal information

Fraud is continuously on the rise and you must be vigilant in preventing scammers from gaining access to your personal

There are many things that you may want to purchase throughout your life, such as a car or a home that will require you to get a loan. There are a few key things that most lenders will be looking for when you apply for a loan. We've listed 5 common things lenders will want to know or require before giving you a loan.

The purpose of the Brand Ambassador Program is to highlight employees who represent Legacy’s Core Values of Excellence, Education, Energy,

Exciting news for the Cullman community! Legacy Community Federal Credit Union has announced plans to acquire First Community Bank of Cullman

Budgeting is a commitment, but one that pays off in the long run. Here are five steps to making budgeting easier!

When determining Creditworthiness, Banks and Credit Unions take into account Credit Reports and Credit Scores. However an integral part of the process is the determination of the Four C’s of Credit. The Four C’s of Credit will greatly impact an individual’s ability to obtain auto loans, credit cards and mortgages.

Legacy celebrates 70 years!

When it comes to getting your tax refund, we know you want it in your account as soon as possible. When you choose to have your tax refund direct deposit into your Legacy account, you can receive it up to 2 days earlier! On top of getting your money sooner, you can also enter for a chance to win our $2,025 promotion.

As tax season approaches, it’s the perfect time to make sure you’re getting the most out of your return.

We are pleased to announce the selection of our 2024 Quarter 4 Legacy Brand Ambassadors.

The date is set for our annual meeting!

A new year is the perfect time to take control of your money and set yourself up for success

We are pleased to announce the selection of our Legacy Brand Ambassadors for Q4 2024

Financial literacy is maintaining the knowledge, skills, and applying concepts and practices that enable individuals to make informed and effective financial decisions. Taking steps to improve your financial literacy is crucial for individuals to achieve financial well-being, plan for the future, and navigate the difficulties of the financial world.

Financial literacy is maintaining the knowledge, skills, and applying concepts and practices that enable individuals to make informed and effective financial decisions. Taking steps to improve your financial literacy is crucial for individuals to achieve financial well-being, plan for the future, and navigate the difficulties of the financial world.

Legacy breaks ground on our newest branch in McCalla, AL!

Estate planning can seem like a daunting task, but it can also be one of the more important steps to secure your future and protect your loved ones.

Estate planning can seem like a daunting task, but it can also be one of the more important steps to secure your future and protect your loved ones.

Roderick has banked with both banks and credit unions for many years. But he was truly amazed when he came to Legacy. He says the staff knew his name, a personal touch he hadn’t experienced at any other financial institutions. Feeling welcomed and valued, Roderick says he’s “found a home at Legacy!”

Arthur has been a valued member of Legacy for over 10 years. About 6 years ago, he found himself in need of a loan to purchase a truck. After visiting one of our branches, our lending team worked closely with him to secure the financing he needed. Reflecting on his experience, Arthur says “he’s proud to be a member at Legacy” and appreciates the support he received.

Every year, on International Credit Union Day, credit unions around the world come together to celebrate the important role we play in our communities. ICU Day is a time to highlight the benefits of credit unions.

We are pleased to announce the selection of our Quarter 3 Legacy Brand Ambassadors.

Debra has been banking with credit unions her entire life and has been a dedicated member of Legacy since 2007!

George has been a proud member of Legacy for nearly 30 years!

Creating a family through adoption is one of the most exciting times of your life. It can also be the most stressful time…mounds of paperwork, nervous home visits ….and waiting. Oh the waiting!

In the face of rising prices, managing your finances becomes more crucial than ever. Today, we’ll explore effective ways to stretch your dollars and maintain your budget. This blog will provide practical tips and insights on navigating the challenges of inflation with five distinct strategies: making a detailed shopping list to avoid impulse purchases, utilizing discount apps and coupons, buying in bulk to save on essentials, choosing generic brands over name brands, and timing your purchases to coincide with sales and promotions.

We sat down with Brad Mason, Legacy’s Assistant Vice President of Real Estate Lending, to get his take on the current housing market.

We are pleased to announce the selection of our Quarter 2 Legacy Brand Ambassadors

College is an exciting time filled with new experiences, educational growth, and the pursuit of future ambitions. While it’s often associated with the challenges of balancing coursework and social life, it is also a unique period for students to develop crucial life skills, including financial responsibility. In this blog, we’ll explore the perks of being a college student from a financial perspective, highlight how you can save money, make smart financial choices, and set yourself up for a secure future.

Whether you’re a first-time buyer or looking to refinance, understanding the essentials of car loans is crucial for making informed decisions.

Our guide to getting the most out of your retirement planning.

Controlling spending can be one of the most difficult tasks a person will undertake. The temptation is everywhere. From the slick ads on TV, to social media News Feed ads, to those oh so tempting candy bars at the checkout, temptation is everywhere. However once the Reasons for Overspending are addressed, controlling spending will become easier.

As financial educators, we understand that navigating the complexities of credit can be daunting. We’re here to provide clarity and actionable insights, to help you maximize the power of credit utilization in order to optimize your credit score.

The road to higher education often intersects with the necessity of financial aid, and understanding the major differences of student loans can be a challenging task for many students and their families.

On Wednesday, March 20, Hasbro announced the new Birmingham Edition of the Monopoly board game at Vulcan Park & Museum. The Birmingham board includes customized Community Chest and Chance playing cards, legendary Magic City landmarks, and even features Legacy Credit Union on many of the board pieces.

5 tips on how to manage your finances like an adult!

Instilling positive money habits from an early age helps making the shift to adulthood all the more seamless

Embarking on a journey to financial wellness doesn’t have to be overwhelming. At Legacy, we believe that saving money can be more than a routine; it can be a fun challenge. In this blog, we invite you to embrace a new perspective, one that transforms the act of saving into an engaging and enjoyable adventure. We’ll explore creative savings challenges and games that not only add a sense of excitement into your financial routine, but also inspire a lasting commitment to building a solid financial future. So, join us as we navigate through three gamified approaches to savings, where every penny saved becomes a victory and every financial goal achieved is a win in your personal financial game.

If you’re in your 20s, you have a financial asset money can’t buy–time. And time makes your money grow.

At Legacy, we believe that saving money can be more than a routine; it can be a fun challenge!

Buying a house is considered to be one of the most significant milestones in everyone’s life. Whether you’re a first-time homebuyer or looking to upgrade to your dream home, timing plays a crucial role in the real estate market.

College is an exciting time filled with new experiences, educational growth, and the pursuit of future ambitions. While it’s often associated with the challenges of balancing coursework and social life, it is also a unique period for students to develop crucial life skills, including financial responsibility. In this blog, we’ll explore the perks of being a college student from a financial perspective, highlight how you can save money, make smart financial choices, and set yourself up for a secure future.

Legacy Credit Union welcomes Carl Smith as the Senior Vice President of Lending!

Do you know what a money market account is? Let's take a look.

Saving money is a task that can be difficult and can seem impossible to most people. Although there are many avenues to spend, there are also ways to save.

Whether you are the recipient of an inheritance, a windfall or a bonus, new wealth brings with it new issues. This checklist can help you identify common tax issues, as well as formulate plans for investing and gifting your newfound wealth.

Legacy Community Federal Credit Union has announced the largest-ever sponsorship advancing University of Alabama at Birmingham Athletics, a 20-year $4.2 million naming rights agreement that will support construction of the UAB Football Operations Center.