Credit Cards

VISA Platinum Preferred

- Fixed Rate of 8.90% APR (Annual Percentage Rate)

- Earn Points with Scorecard Rewards Scorecard Rewards(Redeemable for Travel and Merchandise).
- No Annual Fee

- No Fee Balance Transfers*

- 2.99% APR** Intro Rate for 6 months‍

- No Cash Advance Fees
- 25-Day Grace Period on Purchases
- No Penalty
- APRE-Statements Available

- MyCardInfo Access Through Digital Banking

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VISA Platinum

- Fixed Rate of 12.90% APR (Annual Percentage Rate)
- No Minimum Finance Charge
- No Annual Fee‍

‍- No Fee Balance Transfers* ‍

- 2.99 APR** Intro Rate for Balance Transfers for 6 months‍

‍- No Cash Advance Fees
- 25-Day Grace Period on Purchases
- No Penalty APR
- E-Statements Available

- MyCardInfo Access Through Digital Banking

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VISA Student

- Fixed Rate of 12.90% APR (Annual Percentage Rate)
- Up to $500 credit limit
- No prior credit history required
- No annual fees
- MyCardInfo Access Through Digital Banking

*Applicants under 19 must have a parent/guardian co-signer. Restrictions Apply, $500 credit limit.

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Share – Secured VISA

- Fixed Rate of 12.90% APR (Annual Percentage Rate)
- Ideal for those with no credit history, or those looking to rebuild credit.
- No annual fees
- Share Account is Collateral for Loan
- MyCardInfo Access Through Digital Banking

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To open any of these credit cards, visit your nearest branch or apply online. Lost or stolen Visa Credit Card? Please call Legacy during normal business hours at 205-930-5000. For after hours support call 844-454-1075.

*Balance transfers not valid between existing Legacy credit cards. Balance transfers and cash advances do not have a 25-day grace period. Card type and APR based on creditworthiness. Not all members will qualify. Subject to approval. **APR = Annual Percentage Rate.

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