We answer your questions about Legacy Credit Union membership,
accounts, debit and credit cards, and everyday banking.
You may be eligible to join Legacy Credit Union if you live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Cullman, Coosa, Talladega, or Bibb counties.
Legacy’s routing number for digital transfers is 262086561.
Legacy has branches throughout Birmingham, including Baptist Health System - Princeton, Homewood, Huffman, Meadowbrook, Trussville, the UAB campus, and our Main branch. We also have branches in Alabaster, Chace Lake, McCalla, and Cullman. View all branch locations.
Branch hours vary depending on location. Visit our branch locations page to see hours for each Legacy Credit Union branch.
For your security, we require that you notify us in writing. Include your name, account number, new address, and signature to authorize a change in your address. Please submit your request through digital banking or mail this information to Legacy Community Federal Credit Union, 1400 South 20th Street, Birmingham, AL 35205.
To update your payroll deduction form, visit any branch location or contact the Contact Center at (205) 930-5000 or by email at info@legacycreditunion.com.
Yes. Legacy deposit accounts are insured by the National Credit Union Administration (NCUA) up to $250,000 per account.
You can apply online for any of our loan products, or apply in a branch. For more information, email loanapp@legacycreditunion.com.
Yes. Legacy offers online and mobile banking so you can deposit, receive, transfer money, and pay bills from your computer or mobile device. Download our app and register for digital banking online or in the app.
You can reorder checks by phone at (205) 930-5000 or by visiting any branch. If you’ve ordered checks with Main Street before, you can also reorder online through Main Street Check Reordering.
If your card is lost or stolen, or you suspect fraud:
For more tips, visit our fraud education page.
Legacy offers several convenient ways to make payments on your loan.
Three free ways to pay include:
Other payment options:
4. You can also make a payment using our Make a Payment service. Some payment methods may include a processing fee. Visit our Make a Payment page for details.
Please contact us before you travel to let us know where you’ll be. Foreign transaction fees may apply to purchases made outside the U.S. See your cardholder agreement for details.
Our main office is open Monday through Thursday 9:00 a.m. to 4:30 p.m. and Friday 9:00 a.m. to 6:00 p.m. For our other office hours visit our Branch Locations page.
Yes, we do 1st and 2nd Mortgage Loans, Construction Loans and Home Equity Lines of Credit. For more information call our Real Estate Department at (205) 930-5000 or visit a branch near you. Learn more on our Mortgage page.
Click here to use our online loan application. If you prefer, you can contact our Member Service Center at (205) 930-5000, and we’ll mail or fax you the application; or you can come into any branch and apply in person.
You can reorder your checks through our Contact Center or at any branch location. If you have ordered checks with Main Street previously, you can also complete your order online through Main Street Check Reordering.
We have 8 branches in the Birmingham area. Visit our Branch Locations page for specific addresses.
For your security we require that you notify us in writing. Include your name, account number, new address and signature to authorize a change in your address. Please mail or fax this information to Legacy Community Federal Credit Union, 1400 South 20th Street, Birmingham, AL 35205. Fax: (205) 918-1431.
To change your payroll deduction form, you can ask anyone at our Branch Locations or contact the Member Service Center at (205) 930-5000 or by email info@legacycrediyunion.com.
