Banking Fees

Account Fees

Amount

Account Statement Photocopy (per page)

$1.00

ACH Fees

Amount

ACH Stop Pay

$32.00

ATM Fees

Amount

Non-LCFCU ATM Inquiry/Denial**

$1.00

Non-LCFCU ATM Transaction**

$3.00

ATM Research Fees:

Amount

View video footage from Foreign ATM

$25.00

View video footage from LCFCU ATM

$10.00

Checking Account Fees:

Amount

Christmas Club Early Withdrawal

$10.00

Counter Check (per page)

$2.00

Photocopy of Check

$6.00

Overdraft Protection Transfer

$3.00

NSF/Stop Pay/Courtesy Pay

$32.00

Engage Checking

$10.00

Everyday Checking

FREE

Preferred Money Market

$5.00

Business Checking

$10.00

VISA Credit Card Fees:

Amount

NSF/Courtesy Pay

$32.00

Returned check on payment

$25.00

Photocopy of Draft

$6.00

Late Payment Fee

$25.00

Card Replacement Fee

$25.00

Debit Card Fees

Amount

Overdraft Protection Transfer Fee

$3.00

Photocopy of Draft

$10.00

Card Replacement

$10.00

Deposit Item Return Fees

Amount

All Accounts

$10.00

Loan Fees

Amount

Cashier’s Checks/Official Checks

$2.00

Money Orders

$2.00

Open end add on under $50.00

$1.00

Minimum Late Charge

$.50

Late Charge

5% of payment due

Share Account Fees

Amount

Wire Transfer

$10.00

Phone Inquiry Fee (per call)

$1.00

Dormancy (monthly charge) – after one year of inactivity

$5.00

Excessive withdrawals over 3

$2.00

Below par share amount (monthly charge)

$2.00

Shared Branch Fees:

Amount

Deposited Items (16 or more, per item)

$0.20

Money orders/Official & Cashier’s Checks

$2.00

All transactions other than deposits & payments

$1.00

**Does not include fees imposed by ATM owner. ***Fee can be eliminated with e-statement enrollment and debit card usage. Fees and service charges are accurate as of 6/20/2025 and are subject to change without notice.

Need Help?

Find Branches and ATMs

Routing #: 262086561

Make A Payment