You can buy new and used cars, trucks, vans, SUVs, RVs, boats, motorcycles, and more. We offer flexible financing for all types of personal and recreational vehicles.
You can easily apply online, over the phone, or by visiting one of our local branch locations. We’re here to help you every step of the way.
We offer auto loans to borrowers with various credit scores and histories. Remember that making regular monthly payments can help your credit score. Contact us to learn more.
At Legacy Credit Union, of course! We specialize in auto loans for Birmingham residents. Our experts will work with you to understand your needs and help you get financed.
We offer flexible loans, great rates, and local service at convenient branches. Let us help you drive off the lot happy by financing your next car!
Our auto loans do not charge application or processing fees. You also won’t get hit with a prepayment penalty if you decide to pay off your car loan sooner rather than later!
You can view the Annual Percentage Rate options on our rates page. Remember that rates are subject to change based on market conditions and other factors.
Examine the interest rates, loan terms, and your budget when applying for your first car loan. These elements will affect your monthly payments and the total cost of the loan.
Interest rates directly influence the overall cost of your car loan. Lower rates mean less money paid over the lifetime of the loan. Our fantastic rates make your first car purchase financially manageable.
The loan term is the period of time during which you will repay the loan. Shorter terms mean higher monthly payments but lower total costs. Longer terms have lower monthly payments but higher total costs.
A down payment reduces the amount you need to borrow. This lowers your monthly payments and the total interest paid over the life of the loan.
You can borrow up to $25,000.00.
Yes, it's possible to get a car loan with no credit history. We offer support and flexible loan terms to help you get started on your car-owning journey.
We provide streamlined loan approval, great rates, flexible loan terms, and continuous support. We aim to make your car-buying experience uncomplicated and enjoyable.
