UAB Students

Everyday Checking Account

Simplify your day-to-day finances with this easy-to-manage checking account. Enjoy convenient features, such as:
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- Receive your paycheck up to two days sooner with direct deposit.
- Get instant access to your cash whenever you need it.
- We can round up your purchase to the dollar and transfer the difference to your Savings Account.

Open an Everyday Checking Account today and take greater control of your college finances!

Apply Now

Student VISA Credit Card Details

Our Student VISA Credit Card can help you build responsible credit. Use your card for everyday purchases at Birmingham stores, restaurants, and gas stations.

Apply Now

Share Savings Account

Lay the foundation for your financial future with a savings account that grows with you. We make it easy to start saving and earning:
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- Start building your savings with an initial deposit as low as $5.
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- Earn competitive interest rates to help your money grow over time.
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- Manage your account effortlessly through our secure online portal or mobile app.

Open a Share Savings Account today and take the first step toward your financial goals!

Apply Now

Student Account FAQs

How do I transfer money to my child’s account?

Here are some of the ways you can transfer funds if you’re a joint on your child’s account:

Transfer funds online from a non-Legacy financial institution. Check with them if they offer this option and the associated costs.
You can transfer funds from your Legacy account to your child’s account (online, in person, or by mail).
Set up cross-account deposit access. Please note that you won’t be able to view your child’s account information until you get it set up (allowing you to deposit AND view your child’s account information). You must set these options up ahead of time by calling one of our Contact Center Representatives at 205.930.5000.
Wire money to your student’s account.
Set up direct deposit transfers to your student’s account from your paycheck. Check with your employer to see if this option is available.
Deposit at over 5,000 CO-OP Shared Branch locations nationwide.
Deposit at over 40,000 MoneyPass ATMs nationwide.

If you’re not a joint owner, you can transfer funds via:

Mail in a check. Make it payable to your child’s full name (as listed on the account) and send it to: Legacy Community Federal Credit Union P.O. Box 55377 Birmingham, AL 35255
Add your child as a “Payee” in your financial institution’s Bill Pay.
If your financial institution offers POP Money (a.k.a. “Pay Other People”), Legacy Credit Union account holders can receive POP Money transfers.
Make a deposit at a CO-OP Shared Branch(cash deposits only).
Set up cross-account deposit access. Note: This will allow you to deposit into your child’s account but not view the account information. You must set this up ahead of time. Please call one of our Contact Center Representatives at 205.930.5000 to get this set up.

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How do I know if I’m eligible to join Legacy Credit Union?

We make it simple! You can become a member if you live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Cullman, Coosa, Talladega, or Bibb County.

How can we monitor our student’s account?

Parents have full access to the account (including their VISA Debit Card) through Joint Ownership. However, remember that Joint Owners are financially responsible for any defaults or overdrafts.

Why is a credit union for students better than opening an account at another bank?

Legacy Community Federal Credit Union is a member-owned, not-for-profit financial cooperative. We serve as a trusted alternative to traditional for-profit banks. Our members enjoy fewer fees, better rates, personalized service, and exclusive benefits for UAB students.

How can we get money into our student’s account from out of state?

Make deposits at over 5,000 nationwide CO-OP Shared Branches or directly to the Credit Union by automatic transfer or mail. Parents can deposit a set amount from their paycheck into their student’s account each month as an allowance. Wire transfers are another option for fast cash transfers.

Can we see our student’s account online?

You must be joint on the account or have access to your student’s online username and password. This will allow you to view their account information through online banking.

Who is Legacy Credit Union?

Legacy Credit Union is the Official Credit Union of the University of Alabama at Birmingham. We’re committed to serving UAB Students and graduates at every stage of life.