Enjoy free Online and Mobile Banking to easily manage your accounts and access services 24/7. Everyday Checking, a Student VISA credit card, car loans, and more.
Explore the Benefits of Joining Legacy Credit Union
When you join a credit union, you’re getting much more than the products and services you need – you’re getting the tools to achieve financial stability and the chance to join a community and form lifelong bonds.
Friendly, Local Advice
Legacy is here to serve the members of our community, not make a profit for outside shareholders.
Full Suite of Products
We have tools to help you at each stage of your financial journey, from checking to saving, borrowing to investing.
Member Benefits
As our credit union member, you get access to discounts, buyer programs, fraud protection, and much more.
Lower Borrowing Rates
Shop around, and you’ll see how our loan rates stack up for auto loans, home loans, credit cards, and more.
Higher Savings Rates
We offer great rates on savings and investment accounts so you can start building a secure future.
Fewer Fees
We want more of your money to stay where it belongs in your pocket and accounts.
Opening a Legacy Engage Checking Account is free and takes less than 3-5 minutes, with no impact to your credit score. You’ll need to have a few items handy:
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It's easy to join.
Step 1
Check You're Eligible
You need to live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Coosa, Cullman, Talladega, or Bibb county.
Step 2
Open a Share Account
With a deposit of just $5, you can open a savings account and become a member of the credit union.
Step 3
Enjoy Legacy Benefits
Access all our quality financial products and services plus member benefits and support from our team.