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Club Accounts
Designate Your Savings
Need to set aside money for a specific reason? A club account helps keep your designated money separate from your other savings.

Open your account whenever you want. Add money by depositing directly or deducting it from your paycheck.
Benefits of Opening
Club Accounts
Club Accounts Details
Our Club Savings Accounts come with the same benefits as our traditional savings accounts, including payroll deduction. You won’t need to keep a minimum account balance, and you can immediately access your funds. We also offer a Christmas Club Savings Account that allows you to save throughout the year for the holiday shopping season.
Club Accounts Rates
0.10% APY* On All Balances of Club Accounts
See Rates
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"Great service and friendly people”
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Club Accounts FAQs
How soon can I start using my Club Account after I open it?

You can immediately start using your Club Account after you’ve made the initial deposit.

Can I have more than one Club Account?

Absolutely! You can open multiple Club Accounts for different saving purposes.

Is there a minimum balance required to keep my Club Account active?

Typically, our Club Accounts don’t require a minimum balance. However, it’s always a good idea to check the specific terms of your account. You can contact us or stop by one of our many branches in the Birmingham, Alabama, area.

Can I set up automatic transfers from my checking account to my Club Account?

Yes, you can set up automatic transfers. It’s an excellent way to contribute to your savings consistently.

What happens if I need to withdraw from my Christmas Club Account before November?

If you withdraw funds early from the Christmas Club Account, a $10 penalty will apply per transaction. This policy encourages saving for the holiday spending season.

How secure are Club Accounts?

Rest assured, all of our Club Accounts are federally insured by the National Credit Union Administration, which means your savings are well-protected.

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Rates are current as of 5/15/2025 and are subject to change without notice.
*APY = Annual Percentage Yield.
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