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THE RATE YOU NEED

Help your money grow faster with competitive rates–up to 5% on select accounts.

SEE OUR RATES

NEW WAY TO SAVE

Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account. 

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CREDIT CARDS

High flexibility. Low Interest.

VISA Platinum Credit Card


  • Fixed Rate of 12.90% APR (Annual Percentage Rate)
  • No Minimum Finance Charge
  • No Annual Fee
  • No Fee Balance Transfers*
  • No Cash Advance Fees
  • 25-Day Grace Period on Purchases
  • No Penalty APR
  • E-Statements Available
  • Online Account Access at ezcardinfo.com

VISA Platinum Preferred Credit Card


  • Fixed Rate of 8.90% APR (Annual Percentage Rate)
  • Earn Points with Scorecard Rewards (Redeemable for Travel and Merchandise)
  • No Annual Fee
  • No Fee Balance Transfers*
  • No Cash Advance Fees
  • 25-Day Grace Period on Purchases
  • No Penalty APR
  • E-Statements Available
  • Online Account Access at ezcardinfo.com

VISA Student Credit Card


  • Fixed Rate of 12.9% APR (Annual Percentage Rate)
  • $500 credit limit
  • No annual fees
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Share – Secured VISA Credit Card


  • Fixed Rate of 12.9% APR (Annual Percentage Rate)
  • Ideal for those with no credit history, or those looking to rebuild credit.
  • No annual fees
  • Share Account is Collateral for Loan
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To open any of these credit cards, visit your nearest branch or apply online.

Lost or stolen card? Visa Credit Card: 800-991-4965

*Balance transfers not valid between existing Legacy credit cards. Balance transfers and cash advances do not have a 25-day grace period. Card type and APR based on creditworthiness. Not all members will qualify. 
**APR = Annual Percentage Rate. Subject to approval.
**Applicants under 19 must have a parent/guardian co-signer.
**Restrictions Apply, $500 credit limit.

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VISA Credit Card Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases 8.90% to 12.90% based on your creditworthiness and card type
APR for Balance Transfers 8.90% to 12.90% based on your creditworthiness and card type
APR for Cash Advances 8.90% to 12.90% based on your creditworthiness and card type
Penalty APR and when it applies None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date of each month
Minimum Interest Charge There is no minimum interest charge that will apply to your account
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: Consumer Finance

Fees

Annual Fee None
Transaction Fees

  • Balance Transfer
  • Cash Advance
  • Foreign Transaction
 

  • None
  • None
  • 1% of each transaction in U.S. Dollars
Penalty Fees

  • Late Payment
  • Over the Credit Limit
  • Returned Payment
 

  • $25
  • $25
  • $25
Other Fees

  • Card Replacement
  • Document Copy
 

  • $25
  • $6

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*Balance transfers not valid between existing Legacy credit cards. Balance transfers and cash advances do not have a 25-day grace period. Card type and APR based on creditworthiness. Not all members will qualify.

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