Balance Transfer

Flip the Switch on High-Interest Debt with a Balance Transfer Credit Card

Are you paying too much in interest on your credit cards? Transfer your existing balances to a Legacy balance transfer credit card and enjoy a special low rate for six months, no transfer fees, and a rewards program that earns you points while you pay down your debt.

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Why Choose Our Balance Transfer Credit Card

No Annual Fee

Keep your card costs low with no annual service charge on your balance transfer credit card.

No Balance Transfer Fee

Move your existing high-interest balances to Legacy with zero transfer fees.

Low Introductory Rate

Enjoy 2.99% APR* for six months, giving you a head start on paying down your balances.

Rewards While You Repay

Earn redeemable points with our Scorecard rewards program while paying off your transferred balances.

Take Control of High-Interest Debt

Simplify your payments and save on interest by transferring one or more high-interest balances to the Legacy VISA® Platinum Preferred balance transfer credit card.

‍Card Features:

Introductory 2.99% APR for 6 Months* – get a head start on paying down debt.
Fixed Rate of 8.90% APR* – predictable payments for easier budgeting.
No Annual Fee – keep your card costs low.
No Annual Fee – keep yNo Balance Transfer Fees – move existing balances without extra costs.our card costs low.
Scorecard Rewards Program – earn points redeemable for travel, merchandise, and more.
Online Account Access – manage your balances anytime at MyCardInfo.

Take charge of your debt and start building a more manageable, lower-cost repayment plan with a Legacy balance transfer credit card today.

APPLY NOW

Start Your Balance Transfer

Step 1

Join Our Financial Community

Check if you’re eligible for Legacy membership and open a Share Savings Account.

Step 2

Apply for Your Legacy Credit Card

Submit an online application for the low-rate VISA® Platinum Preferred card.

Step 3

Request a Balance Transfer

Once your card is issued, tell us which balances to transfer, and we’ll handle the rest.

Get Started

What Our Members Have to Say.

We want to hear from you, leave a review.

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Loved that the customer service agents are friendly and helpful and quick to answer the phone. I also loved that at 5:57pm the window cashiers were just as friendly as if it were not closing time on a Friday. Great customer service, Legacy.

Jenn C., Birmingham, AL

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Tap into the equity in your home to access a lump sum at a low interest rate, while your equity continues to grow as you pay down the loan.

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