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We Offer Plenty Of Benefits To Take Care Of Our Members

Benefits of Membership


Being a credit union member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.

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Direct Deposit

This service allows you to have recurring deposits from your employer, Social Security, retirement, disability, investment income, etc. to be automatically deposited into your credit union account. At Legacy, you can also receive these payments up to two days early! Give us a call at (205) 930-5000 to see how you can get started with Direct Deposit.

Payroll Deduction

Enjoy putting away for savings, making a loan payment, starting a Christmas Club account, or all three with easy Payroll Deduction. You decide how much money you want going into each account, and the money will be automatically deducted from your paycheck and electronically deposited into your account. You have the flexibility with this service to change your deductions at anytime. Just call our Contact Center at (205) 930-5000 to request a Payroll Deduction form or ask any of our staff the next time you are at a branch.

Instant Issue Visa Debit Card

This debit card comes FREE with Legacy Checking accounts for qualified members. It operates with a dual purpose; it is your ATM card as well as point-of-purchase at merchants who accept VISA products. At an ATM, just put in your PIN and request the amount of cash you need. When you swipe the card at a store, it works like a check and the charges are deducted directly from your checking account and are accounted for on your monthly statement. You can also get cash back at a merchant at no charge. What could be better than one card that acts as an ATM and a debit card? Call (205) 930-5000 to apply for your VISA debit card.

ATM Cards

Effective 8/15/22: Legacy no longer issues/re-issues ATM cards. Current and existing Legacy ATM cards may be used until expiration date. We now offer a free debit card with an Everyday Checking Account, apply today!


Enjoy checking your balance, transferring money from one account to another, receiving history of your account or verifying the status of a check from anywhere using our automated telephone system. It is a convenient way to access your account and nearly all transactions are processed instantly. Call: (205) 715-2301 or (800) 910-4801

Additional Benefits

  • Financial Counseling
  • Money Orders
  • Cashier’s Checks
  • Notary Service
  • Safe Deposit Boxes
  • Personal Check Orders
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