HOME LOAN RATES
| Term | **Rate | ***APR |
| 30 Year | 6.750% | 6.944% |
| 20 Year | 6.750% | 7.005% |
| 15 Year | 6.500% | 6.815% |
| 10 Year | 6.500% | 6.944% |
Rates are current as of 2/7/2023 and are subject to change without notice.
| Origination Fees: 1.00% of Loan Amount | Other Closing Costs as Required |
Quote is a score of 720 and Loan Amount of $150,000 at 80% LTV
*SPECIAL PROGRAM*
5/1 Adjustable Rate (ARM) | 6.00% Rate | 6.367% APR Up to 95% LTV | No Origination Fee | PMI on LTVs greater than 80%
*Requires 720 minimum credit score and debt to income not to exceed 43%.
*Rates are subject to change without notice.
Please Refer Inquiries for Construction Loans to the Mortgage Department
HELOC RATES
LEARN MORE ABOUT HELOCS| Credit Score | ***Rate |
| 720+ | Prime Rate |
| 719 – 680 | Prime Rate + 1.00% |
| 679 – 640 | Prime Rate + 1.50% |
| **Rates Based on 80% LTV** | PRIME RATE: 7.750% |
Rates are current as of 2/7/2023 and are subject to change without notice.
SECOND MORTGAGE RATES
LEARN MORE ABOUT HOME EQUITY LOANS| Term | **Rate | ***APR |
| 5 Year | 6.90% | 7.109% |
| 7 Year | 7.25% | 7.405% |
| 10 Year | 7.90% | 8.014% |
Rates are current as of 2/7/2023 and are subject to change without notice.
**The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice.
***Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.