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HOME LOAN RATES

Term **Rate ***APR
30 Year 6.750% 6.944%
20 Year 6.750% 7.005%
15 Year 6.500% 6.815%
10 Year 6.500% 6.944%
Rates are current as of 2/7/2023 and are subject to change without notice.
Origination Fees: 1.00% of Loan Amount Other Closing Costs as Required

Quote is a score of 720 and Loan Amount of $150,000 at 80% LTV

*SPECIAL PROGRAM*

5/1 Adjustable Rate (ARM) | 6.00% Rate | 6.367% APR Up to 95% LTV | No Origination Fee | PMI on LTVs greater than 80%

*Requires 720 minimum credit score and debt to income not to exceed 43%. 

*Rates are subject to change without notice.

Please Refer Inquiries for Construction Loans to the Mortgage Department

HELOC RATES

LEARN MORE ABOUT HELOCS
Credit Score ***Rate
720+ Prime Rate
719 – 680 Prime Rate + 1.00%
679 – 640 Prime Rate + 1.50%
**Rates Based on 80% LTV** PRIME RATE: 7.750%
Rates are current as of 2/7/2023 and are subject to change without notice.

SECOND MORTGAGE RATES

LEARN MORE ABOUT HOME EQUITY LOANS
Term **Rate ***APR
5 Year 6.90% 7.109%
7 Year 7.25% 7.405%
10 Year 7.90% 8.014%
Rates are current as of 2/7/2023 and are subject to change without notice.

**The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice.
***Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.

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