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We are committed to fulfilling our member’s financial needs.



All about Legacy. All about you.

Legacy Credit Union crafts financial solutions

Legacy’s vision is simple:  We Craft Financial Solutions.

We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.

Legacy opened its doors as University Credit Union in 1955 to serve the UAB community. After serving the education and healthcare industries for more than 50 years, we expanded our field of membership to include the 7-county Greater Birmingham Metropolitan Area, changing our name to Legacy Community Federal Credit Union at the beginning of 2006. So if you live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb counties, you’re eligible for membership.

Become a part of us, and we’ll help you Craft Your Legacy.



If you have $5 to open a share (savings) account and are eligible through our field of membership, you can become a member (not a customer) of a unique financial institution. Legacy is a not-for-profit, member-owned cooperative that is committed to providing our members with the BEST financial services available at the lowest cost.

Our Core Values

Our vision is simple: We Craft Financial Solutions.

In order to achieve this Vision, we must live out our core values daily:


These core values are the driving force behind everything we do at Legacy.

Annual Report

Each year, the credit union reports on our financial status. Think of it as an annual “checkup” on the health of the credit union. The report is presented at our annual meeting, typically held in early spring.

You can find a copy of the 2023 Annual Report here:

2023 Annual Report

To become a member, visit a branch or apply online

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