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THE RATE YOU NEED
Help your money grow faster with competitive rates–up to 5% on select accounts.
NEW WAY TO SAVE
Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account.
PERSONAL & LIFESTYLE LOANS
Whatever you need, our loans can help.
Go On That "Dream Vacation."
Whether it’s a vacation, a backyard pool, dream wedding, or anything else, see us about a loan to help make your dreams happen.
Every member has a unique lifestyle and deserves a loan just as unique. At Legacy, we understand that situations arise and you may need money for things which are, well … unique.
A Legacy Lifestyle Loan is a personal loan for just about anything that enhances YOUR lifestyle. Maybe you’ve had unexpected medical expenses that exceed your health insurance; maybe you’d like to adopt a child; or maybe you’d even like to add a pool or outdoor kitchen to your yard. From straighter, whiter teeth to the wedding of your dreams, Legacy has a financing plan to fit your unique lifestyle and help you make the most of your money.
Lifestyle Loan (Open-end)
If you prefer the convenience of being able to access your money when you need it, then this could be the right loan for you.
- Borrow on the strength of your credit, with no collateral required
- Have cash available when you need it
- Once your credit limit has been established, advances can be made as needed
- You can access your money through an ATM, Electronic Banking, or FlashTalk
- Flexible terms from 1 to 60 months
- Rates As low as 9.50% APR**
- Make easy payments by Automatic Draft (ACH) or Payroll Deduction
- Low-cost credit life and disability insurance available (ask for details)
Lifestyle Loan (Closed-end)
If you have a need to finance and prefer a defined payment schedule, a closed-end Lifestyle loan with no payments for 90 days* and fixed affordable rates could be right for you.
- Predetermine the amount of the loan
- Borrow on the strength of your credit, with no collateral required
- Fixed, affordable payments
- Flexible terms up to 60 Months
- A payment schedule that keeps your cash flow manageable
- Rates as low as As low as 9.50% APR**
- Make easy payments by Automatic Draft (ACH) or Payroll Deduction
- Low-cost credit life and disability insurance available (ask for details)
- Longer terms and rates are available (call for details)
To open any of these loans, visit your nearest branch or apply online
*Limited time offer. This promotion extends the time before the first payment is due and interest will continue to accrue. Interest accumulated during the extended “first payment” period will be paid from the first loan payment. Then, normal principal reduction and interest payments will resume.
**APR = Annual Percentage Rate. Certain restrictions apply. Not all borrowers will qualify. Rate range from as low as 8.90% APR up to 18.00% maximum APR. All loans subject to credit approval. Rate and term to be determined based on creditworthiness. The rate will not increase while the plan is open. Credit Union Membership required with a $5.00 minimum deposit. Some restrictions may apply. Rates and terms are subject to change without notice.
The payment on a $10,000 loan would be $321.00 per month by using the $32.10 per $1,000 at a non-variable interest rate of 9.50% APR with a 36 month term. This equates to $11,529.13 over the life of the loan. Membership required with a $5.00 minimum deposit.