As the calendar turns to a new year and the spring approaches, there is one thing on everyone’s mind – taxes. Tax season is around the corner, and though it can feel heavy, Legacy wants to give you a few tips and tricks to prepare
When it comes to New Year’s Resolutions many people want to work out more, or quit a bad habit; but most people want to save more money or follow through with a budget. We understand this and we want to help. Follow our practical budgeting
As we approach the holiday season, it is important to protect yourself against holiday fraud and scams that could hurt your personal finances. According to the Internet Crime Complaint Center’s 2020 report, more than $265 million was lost in non-payment or non-delivery scams. In the
Thanksgiving – the day of the year that Americans set aside to be thankful and grateful for the things that they hold dear. It is often celebrated with family and friends, football and food…and those celebrations can be costly. Did you know that it is
Halloween is a fun time of the year…but it can get expensive. The National Retail Federation (NRF) estimated that Americans spent $8 billion on costumes, candy, decorations, and entertainment in 2020. SCARY! Halloween should not be so costly. Here are a few ways to reduce
Set a budget Set up automatic payments Set up and contribute to your savings account Build credit Invest in yourself Set a Budget: When it comes to setting a budget, be realistic. You can live within your means and still save money. Even if you’re
Everyone knows…College is expensive. Tuition, books, dorms, food…it all adds up. According to a College Board report, tuition costs have increased 3-5% each year over the last decade, meaning some public universities have seen tuition costs increase as much as 55% in the last 10
How to Identify Skimming Devices on ATM’s, Gas Pumps, and more! Skimming devices have recently been reported in and around the Birmingham Area. Below are a few examples of how you can identify these type of devices and a few ways to protect your card information
Creating a family through adoption is one of the most exciting times of your life. It can also be the most stressful time…mounds of paperwork, nervous home visits ….and waiting. Oh the waiting! Affording adoption can also place stress on the family. Adoption fees vary
A car of your own–and it’s about time. All you can think about is how great it’s going to be to cruise around town with your friends. But don’t get ahead of yourself and overlook the expenses associated with car ownership. There are a number
