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THE RATE YOU NEED
Help your money grow faster with competitive rates–up to 5% on select accounts.
NEW WAY TO SAVE
Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account.
HOME LOANS
All Kinds of Home Loans. One Kind of Rate.
Mortgage Loans
Whether buying your first home, refinancing, making renovations, or putting equity to good use, our competitive loans will capture your interest.
When you finance or refinance your home with Legacy, not only are you getting a low-interest rate, your money stays right here in our community. So when we help you purchase a home, we’re helping make our community a better place to live.
If you’re looking to finance or refinance your home, the Legacy Mortgage Lending Team can customize your mortgage and guide you through the entire process. Contact one of our team members below with specific questions, to discuss which type of loan fits your needs, and to get pre-qualified for a loan.
H. Jean Hurns
NMLS# 1737224
Mortgage Loan Officer
(205) 930-5040
Raven Crumbley
NMLS# 1833267
Mortgage Loan Officer
(205) 930-5038
Call one of our loan officers or apply online.
First Mortgage Loan
Our mortgage officers are here to guide you through the home buying process.
- We’ll help you secure the best annual percentage rate (APR) possible.
- Apply Online
- 10, 15, 20 & 30 Year Terms
- Origination Fees: 1.00% of Loan Amount
- Low Fees
Home Equity Loan
- Non-Conforming Loans
- For Accessing Available Equity
- 5, 7, & 10 Year Terms
- Limited Fees
Home Equity Line of Credit Loan (HELOC)
- Use the equity in your home to secure a line of credit from $10,000 up to $100,000
- Minimal closing costs
- Payments of $15 per $1,000
- Advances made by checks
U.S. Government Housing Loans
- FHA Loans
- VA Loans
- USDA Loans
5 Year Adjustable-Rate Mortgage (ARM)
Get a lower rate and payment to kickstart your home loan.
- Available for Purchase or Refinance
- No Origination Fees
- Finance up to 95% of Home Value
- Ideal for short-term ownership
Construction Loans
Let us help you build your dream home.
- Receive funds at key stages of your build
- Simply send your invoice to us and we’ll pay your contractors directly
- Up to 80% financing
- No maximum loan amount
Refinance
Change your term, access your equity, and even lower your rate!
- Get a shorter term to be mortgage-free faster, or a longer term for lower payments.
- Switch your fixed-rate or ARM mortgage type.
- You might be able to reduce your rate.
Call one of our loan officers or apply online.