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THE RATE YOU NEED
Help your money grow faster with competitive rates–up to 5% on select accounts.
NEW WAY TO SAVE
Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account.

Auto & Recreational Loans
Great Loan Rates.

Get more out of your money with our competitive interest rates.
Whether you are purchasing a new or used car, or just looking to refinance, our competitive loans will help make the buying process easier.
If you’re looking to finance or refinance your car, our lending team can help you find the loan that’s right for you. Qualified Legacy members are eligible to take advantage of our great loan rates and apply for a loan at any time. It doesn’t matter if you’ve been a member for 10 years or 10 minutes, you can apply today!
To start the loan process visit a branch or apply online
New or Used Car Loans
Legacy has a lending package that fits your needs. The process is easy, the rates are great and the convenience is unmatched. Your payment can be paid electronically with payroll deduction.

- Up to 100% financing for qualified members
- Terms up to 84 months for loans (some restrictions apply)
- No application or processing fees
- Pre-approvals for negotiating power (know what you can spend before you shop)
- Low cost credit life and disability insurance and GAP coverage
- Low cost Mechanical Repair Coverage (warranty)
- Complete your financing on-site at participating dealerships
College Graduate Car Loan
You’ve finished your coursework and are looking forward to the next phase of life. A new set of wheels and an automobile loan from Legacy can help you get there. Contact us today to learn more about this unique program!

To start the loan process visit a branch or apply online
See Our Dealer Partners
It is our desire to offer services which save our members time and money. For your convenience, members purchasing a new or used car can secure financing through Legacy at our participating dealerships.

Recreational Vehicles and Power Sports
We also offer loans for various other vehicles including boats, water sport vehicles, motorcycles, campers, and RV’s. If you are looking for great financing to fund your recreation, give us a call at (205) 930-5000 or use the online application above.