Benefits of Legacy Auto Loans:
Our quick and easy application offers a streamlined approval process to get you a fast approval.
Great Interest Rates
Benefit from our great rates to keep more money in your pocket now and in the future.
Get the loan you want with flexible terms to fit your needs. Customize length, rate, and payment to match your budget.
No Hidden Fees
You’ll know upfront what you pay with no hidden fees. Our transparent lending means the cost you see is the cost you get.
Get one-on-one guidance from our lending experts. We’ll take the time to understand your needs and goals.
Set up automatic loan payments for simplicity and efficiency.
More Details About Auto Loans
Legacy Credit Union has a lending package that fits your needs. The process is easy, the rates are great, and the convenience is unmatched.
- Up to 100% financing for qualified members
- Terms up to 84 months for loans (some restrictions apply)
- No application or processing fees
- Pre-approvals for negotiating power (know what you can spend before you shop)
- Low-cost credit life and disability insurance plus GAP coverage
- Low-cost Mechanical Repair Coverage (warranty)
- Complete your financing on-site at participating dealerships
Act now to get the affordable auto loan you need. Apply online or in-branch for fast approval and great rates.
Our Easy Application Process for an Auto Loan
Gather your personal info and click the button below to get started.
We’ll tell you how much you’re approved for and fund your loan fast.
Go Car Shopping!
Take your pre-approval to the dealership and negotiate with confidence!
“Very nice and easy to get a payoff of my car. They didn’t hassle me like other credit unions have in the past. Glad I got my loan with Legacy Credit Union.”
– Orange B., Birmingham, Alabama
FAQs About Auto Loans in Birmingham
You can buy new and used cars, trucks, vans, SUVs, RVs, boats, motorcycles, and more. We offer flexible financing for all types of personal and recreational vehicles.
You can easily apply online, over the phone, or by visiting one of our local branch locations. We’re here to help you every step of the way.
We offer auto loans to borrowers with various credit scores and histories. Remember that making regular monthly payments can help your credit score. Contact us to learn more.
At Legacy Credit Union, of course! We specialize in auto loans for Birmingham residents. Our experts will work with you to understand your needs and help you get financed.
We offer flexible loans, great rates, and local service at convenient branches. Let us help you drive off the lot happy by financing your next car!
Our auto loans do not charge application or processing fees. You also won’t get hit with a prepayment penalty if you decide to pay off your car loan sooner rather than later!
More Ways to Borrow
Get the extra cash you need for any purpose with our personal loan options. Apply online today!
*The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice.
***Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.