SPEND
Choose which checking account and credit card meet your needs and enjoy digital banking services to match today's lifestyle.
Plus, we offer a custom package for students at the University of Alabama at Birmingham (UAB).
CHECKING
Our Everyday and Engage checking accounts have different features to suit your needs.
CREDIT CARDS
We’ve got you covered, whether you want to boost purchasing power, earn points, or build credit.
UAB STUDENTS
Enjoy free Everyday Checking, a Student VISA credit card, car loans, and more.
DIGITAL BANKING
Use Online and Mobile Banking to easily manage your accounts and access services 24/7.
Explore the Benefits of Joining Legacy Credit Union
When you join a credit union, you’re getting much more than the products and services you need – you’re getting the tools to achieve financial stability and the chance to join a community and form lifelong bonds.
Friendly, Local Advice
Legacy is here to serve the members of our community, not make a profit for outside shareholders.
Full Suite of Products
We have tools to help you at each stage of your financial journey, from checking to saving, borrowing to investing.
Member Benefits
As our credit union member, you get access to discounts, buyer programs, fraud protection, and much more.
Lower Borrowing Rates
Shop around, and you’ll see how our loan rates stack up for auto loans, home loans, credit cards, and more.
Higher Savings Rates
We offer great rates on savings and investment accounts so you can start building a secure future.
Fewer Fees
We want more of your money to stay where it belongs in your pocket and accounts.
★★★★★
“Went into the branch today and all of the staff I encountered were friendly, polite and quick to take care of my needs. I thoroughly enjoyed my business transaction and would recommend them to my friends, family or anyone hunting a bank or credit union.”
– Mary C.
It's Easy to Join Legacy Credit Union
Check You're Eligible
You need to live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, or Bibb county.
Open a Share Account
With a deposit of just $5, you can open a savings account and become a member of the credit union.
Enjoy Legacy Benefits
Access all our quality financial products and services plus member benefits and support from our team.