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Legacy is here to help you achieve your savings goals, whether you have a short-term focus or a long-term vision for your future.

Choose a savings account to match your goals and enjoy great rates with flexible terms and special features designed to help you reach your target faster.


A Share Account is the starting point for your journey as a credit union member and offers a simple way to begin saving with a minimum deposit of just $5.

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Earn 5% APY on your first $1,000 and enjoy effortless savings when we round your debit card purchases up to the nearest dollar and transfer the difference into your account.

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Our club accounts make life easy, whether you want to put money aside for the holidays or save up for a major purchase, vacation, or another reason.

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For serious savers, our Money Market Accounts, Certificates, and IRAs offer premium rates and reward you for higher balances and longer terms.

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Explore the Benefits of Joining Legacy Credit Union

Being a member of Legacy Credit Union brings many benefits. Because we’re part of the community, we understand the unique needs of our members. We offer all the financial tools you need to grow and thrive, from our savings and checking accounts to our loan products and more. Membership comes with all these features:

Friendly, Local Financial Advice

Legacy is a part of your community. We’re here to help you—not turn a profit for outside shareholders.

Better Savings Rates

Our saving rates and investment accounts will allow you to start down the path of building a secure financial future.

Great Borrowing Rates

Our auto loans, home loans, and credit cards have some of the best rates you’ll find anywhere.

Full-Service Credit Union

From checking and saving to borrowing and investing—we have a full suite of products to help you at each stage of your journey.

Fewer and Lower Fees

Your money belongs in your bank account. Enjoy fewer fees with Legacy Credit Union.

Member Benefits

Legacy Credit Union members get to take advantage of a wide range of buyer programs, fraud protection, discounts, and more!


“Always friendly and helpful.”

– Ann E.

Follow These Quick Steps to Join Legacy Credit Union

Check Your Eligibility

Check Your Eligibility

To join, you need to live, work, or worship in Shelby, Jefferson, Blount, St. Clair, Walker, Chilton, or Bibb Counties.

Open a Share Account

Open a Share Account

Deposit just $5 and you can open a basic savings account and become a member of Legacy Credit Union.

Enjoy Legacy Benefits

Enjoy Legacy Benefits

Access all our high-quality financial services and products with member benefits and support from our local team.

Get Started

Resources for Simple Saving


See the competitive rates Legacy offers on all our savings options and find out which accounts offer the highest yields.

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Legacy has full-service branches throughout the Greater Birmingham area, and we’re here to offer friendly advice and excellent service.

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