HOME LOAN RATES
| Term | **Rate | ***APR |
| 30 Year | Call for Rates | Call for APR |
| 20 Year | 3.500% | 3.743% |
| 15 Year | 3.000% | 3.309% |
| 10 Year | 3.000% | 3.450% |
| Origination Fees: 1.00% of Loan Amount | Other Closing Costs as Required |
Quote is a score of 720 and Loan Amount of $150,000 at %80 LTV
*SPECIAL PROGRAM*
5/1 Adjustable Rate (ARM) | 3.5000% Rate | 5.122% APR Up to 95% LTV | No Origination Fee | No PMI
*Requires 720 minimum credit score and debt to income not to exceed 43%.
Please Refer Inquiries for Construction Loans to the Mortgage Department
HELOC RATES
| Credit Score | ***Rate |
| 720+ | Prime Rate |
| 719 – 680 | Prime Rate + 1.00% |
| 679 – 640 | Prime Rate + 1.50% |
| **Rates Based on 80% LTV** | PRIME RATE: 4.75% |
SECOND MORTGAGE RATES
| Term | **Rate | ***APR |
| 5 Year | 4.90% | 5.105% |
| 7 Year | 5.25% | 5.401% |
| 10 Year | 5.90% | 6.010% |
**The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice.
***Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.