It’s hard to believe that the year is already half way over and before you know it, you’ll be carving the Thanksgiving turkey. But before the holiday season arrives, take the steps to ensure that you aren’t weighed down by the expenses that accompany it.
Welcome to this open letter from a recent college graduate. My goal through this letter is to let you know how you can be a financially responsible college student, and also give you an understanding of the challenges college students could face when it comes
As the weather begins to warm up and flowers begin to bloom, that can only mean one thing: spring is in the air. You may begin your spring cleaning! Although you may need to clean out the garage, you should also consider spring clean your
When it comes to New Year’s Resolutions many people want to work out more, or quit a bad habit; but most people want to save more money or follow through with a budget. We understand this and we want to help. Follow our practical budgeting
As we approach the holiday season, it is important to protect yourself against holiday fraud and scams that could hurt your personal finances. According to the Internet Crime Complaint Center’s 2020 report, more than $265 million was lost in non-payment or non-delivery scams. In the
To many people, the word “credit” can be haunting. As a financial institution, Legacy wants to be a valuable resource and help make our members and non-members aware of the facts and fiction of credit. We will give you actionable ways to help build your
Thanksgiving – the day of the year that Americans set aside to be thankful and grateful for the things that they hold dear. It is often celebrated with family and friends, football and food…and those celebrations can be costly. Did you know that it is
Halloween is a fun time of the year…but it can get expensive. The National Retail Federation (NRF) estimated that Americans spent $8 billion on costumes, candy, decorations, and entertainment in 2020. SCARY! Halloween should not be so costly. Here are a few ways to reduce
Set a budget Set up automatic payments Set up and contribute to your savings account Build credit Invest in yourself Set a Budget: When it comes to setting a budget, be realistic. You can live within your means and still save money. Even if you’re
Everyone knows…College is expensive. Tuition, books, dorms, food…it all adds up. According to a College Board report, tuition costs have increased 3-5% each year over the last decade, meaning some public universities have seen tuition costs increase as much as 55% in the last 10
