Fixed vs. Adjustable Rate Loans
Have you ever gotten confused when looking for a loan? Which rate type is better? How is the payment calculated? And what is an ARM? Fixed Rate Loan A Fixed Rate Loan, also known as a conventional loan, is a loan in which the interest rate
Five Things You Need To Get a Loan
There are many things that you may want to purchase throughout your life, such as a car or a home that will require you to get a loan. There are a few key things that most lenders will be looking for when you apply for
Potential Wendy’s Debit/Credit Card Issue
Card Compromise Recently Legacy Credit Union became aware of a debit and credit card compromise at Wendy’s Restaurants. The Wendy’s Company has now released more information regarding the investigation into unusual payment card activity at its restaurants. Click the Link for more information on the debit/credit card
Delaying Retirement Savings
The Debt Reduction Diet
In a report by the Federal Reserve and U.S. Census, the average debt in the U.S. is $144,283 per adult over age of 18. Also according the Federal Reserve U.S. debt grew by 3.3% in 2015, while income grew by only 1.7%. In short…we are
Health & Wealth: What is the Key?
How many times have you tried to go to sleep as your mind keeps racing about your finances? It has been reported that within the U.S, 72% of respondents to an American Psychological Association survey reported feeling stressed about money. Half of this number reported
What Makes Up Your Credit Score?
The Four C’s of Credit When determining Creditworthiness, Banks and Credit Unions take into account Credit Reports and Credit Scores. However an integral part of the process is the determination of the Four C’s of Credit. The Four C’s of Credit will greatly impact an individual’s ability to obtain auto
Keep Cards Secure this Holiday Season
Legacy wants you and your family to have a happy holiday season, but with holiday shopping there can be an increased potential for fraud, especially when you use a debit or credit card. While we take every precaution to make sure that your card transactions
EMV Chip Cards
Recently you may have heard media reports about the October 1 implementation of new EMV Chip Card technology. Chip Cards are payment cards with embedded chips, offering advanced security when used to pay in store, or to access funds at an ATM. Chip cards are