SAVINGS RATES
Daily Share/Club IRA Balance
Club Accounts
Rates are current as of 10/5/2024 and are subject to change without notice.
*APY = Annual Percentage Yield.
Share Certificates and IRA Rates
These are current as of 12/22/2022 and are subject to change without notice.
*APY = Annual Percentage Yield.
Premier Checking
Preferred Money Market ***
Current as of 12/22/2022. Subject to change without notice.
* APY = Annual Percentage Yield
** Terms and conditions apply
*** Certain Transaction limits apply
LOAN RATES
Auto Loans
** 75-month financing requires a minimum loan amount of $15,000. 76-84-month financing requires a minimum loan amount of $25,000.
Rates and maximum loan terms available based on vehicle age and creditworthiness of borrower. 2012 or older require Loan Committee approval.
Rates are current as of 10/5/2024 and are subject to change without notice.
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Lifestyle Loans (Personal/Signature Loans)
Credit Cards
*APR = Annual Percentage Rate. Rates are based on creditworthiness and card type.
Rates are current as of 10/5/2024 and are subject to change without notice.
Miscellaneous Secured Loans
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rates are current as of 10/5/2024 and are subject to change without notice.
Motorcycle, RV, Boat & Personal Watercraft Loans
*APR = Annual Percentage Rate. Rates are based on creditworthiness.
Rates are current as of 10/5/2024 and are subject to change without notice.
Minimum Loan Amount for 75 months is $15,000/ Minimum Loan Amount for 76-84 Months is $25,000.
Terms up to 120 months may be considered for Recreational Vehicles with Loan Amounts in Excess of $50,000.
Legacy NMLS# 630374
First Mortgage Rates
Origination Fees: 1.00% of Loan Amount
Other Closing Cost as Required
Quote is a score of 720 and loan amount of $150,000 at 80% LTV
SPECIAL PROGRAM
5/1 Adjustable Rate (ARM)
3.750% Rate
5.421% APR
Up to 95% LTV
No Origination Fee
No PMI
HELOC Rates
| Credit Score | ***Rate |
| 720+ | Prime Rate |
| 719 – 680 | Prime Rate + 1.00% |
| 679 – 640 | Prime Rate + 1.50% |
| **Rates Based on 80% LTV** | PRIME RATE: 8.00% |
Second Mortgage Rates
| Term | **Rate | ***APR |
| 5 Year | As low as 6.900% | 7.172% |
| 7 Year | As low as 7.250% | 7.451% |
| 10 Year | As low as 7.900% | 8.049% |