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RV Loans

Hit the open road and explore the country with an RV loan. We offer quick approval and great rates to finance your dream motorhome.

A smiling father and his son standing in front of his new RV that he bought with a recreational vehicle loan.

Benefits of Our RV Loans:

Competitive Rates

Enjoy some of the most competitive RV financing rates available.

Fast Approval

Get behind the wheel in no time with our accelerated approval process.

Flexible Terms

Pick repayment terms that fit your budget and lifestyle.

Local Service

Our knowledgeable lending experts guide you through the entire process.

Make an RV Loan Work for You

An RV loan from Legacy Credit Union can help make your dream a reality. We work closely with our members to ensure you get the best financing for your needs.

  • Terms up to 84 months for loans (some restrictions apply)
  • No application or processing fees
  • Pre-approvals for negotiating power (know what you can spend before you shop)
  • Low-cost credit life insurance, GAP coverage, and disability insurance
  • Low-cost Mechanical Repair Coverage (warranty)
  • Complete your financing on-site at participating dealerships

Speak with our lending team today to get started on the road to RV ownership.

A motorhome that was purchased with an RV loan cruises down a beautiful mountain road.

Legacy Credit Union RV Loan Rates

We offer a variety of recreational vehicle loan options to meet your needs. Whether you’re looking to finance a new or used motorhome, travel trailer, or camper, you can count on our experienced lending team to help. Click below to view our current rates.

View Rates

Our Simple RV Loan Application Process



Stop by one of our branches or click below to fill out an application.

Choose Your Terms

Choose Your Terms

Let us know how much money you want to borrow and for how long.

Go RV Shopping!

Go RV Shopping!

You’ll get a pre-approval offer that will allow you to negotiate with confidence.



“Great credit union. Excellent customer service and rates are very competitive. Very friendly staff, highly recommend.”

– Krisstophy M., Birmingham, Alabama

FAQs About RV Loans

We finance new and used motorhomes, travel trailers, fifth wheels, toy haulers, pop-up campers, and more. If a dealer calls it an RV, we can most likely help finance it.

We base loan amounts on many factors including the value of the RV, your income, credit history, and more. Speak to us to determine the amount you may qualify for.

Our most common repayment terms go from 48 to 84 months. However, we’ll consider terms of up to 120 months if your RV loan is greater than $50,000. Remember that longer terms mean lower payments but higher interest costs over the loan period.

If you’re planning to buy an older model, our team will consider your RV loan term on a case-by-case basis, depending on the model year and other factors.

You don’t need a down payment. However, depending on your credit history and loan amount, it may be beneficial to make a down payment. Call one of our friendly representatives for more info.

The minimum score for a Legacy Credit Union RV loan is 650.

Let Us Help You Get Into the Driver’s Seat Today:

Get Pre-Approved
Call: 205-930-5000
Contact Us

See Our Savings Options

Share Certificates

Give your savings a boost. Earn higher returns on deposits as low as $500 when you commit long-term.

Learn More

Incentive Savings

Round up purchases to save more. We deposit the extra change into your savings account.

Learn More

Club Accounts

Save for any goal. We safely separate your funds for vacations, holidays, or other dream purchases.

Learn More
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