Benefits of Our RV Loans:
Enjoy some of the most competitive RV financing rates available.
Get behind the wheel in no time with our accelerated approval process.
Pick repayment terms that fit your budget and lifestyle.
Our knowledgeable lending experts guide you through the entire process.
Make an RV Loan Work for You
An RV loan from Legacy Credit Union can help make your dream a reality. We work closely with our members to ensure you get the best financing for your needs.
- Terms up to 84 months for loans (some restrictions apply)
- No application or processing fees
- Pre-approvals for negotiating power (know what you can spend before you shop)
- Low-cost credit life insurance, GAP coverage, and disability insurance
- Low-cost Mechanical Repair Coverage (warranty)
- Complete your financing on-site at participating dealerships
Speak with our lending team today to get started on the road to RV ownership.
Legacy Credit Union RV Loan Rates
We offer a variety of recreational vehicle loan options to meet your needs. Whether you’re looking to finance a new or used motorhome, travel trailer, or camper, you can count on our experienced lending team to help. Click below to view our current rates.
Our Simple RV Loan Application Process
Choose Your Terms
Let us know how much money you want to borrow and for how long.
Go RV Shopping!
You’ll get a pre-approval offer that will allow you to negotiate with confidence.
“Great credit union. Excellent customer service and rates are very competitive. Very friendly staff, highly recommend.”
– Krisstophy M., Birmingham, Alabama
FAQs About RV Loans
We finance new and used motorhomes, travel trailers, fifth wheels, toy haulers, pop-up campers, and more. If a dealer calls it an RV, we can most likely help finance it.
We base loan amounts on many factors including the value of the RV, your income, credit history, and more. Speak to us to determine the amount you may qualify for.
Our most common repayment terms go from 48 to 84 months. However, we’ll consider terms of up to 120 months if your RV loan is greater than $50,000. Remember that longer terms mean lower payments but higher interest costs over the loan period.
If you’re planning to buy an older model, our team will consider your RV loan term on a case-by-case basis, depending on the model year and other factors.
You don’t need a down payment. However, depending on your credit history and loan amount, it may be beneficial to make a down payment. Call one of our friendly representatives for more info.
The minimum score for a Legacy Credit Union RV loan is 650.
See Our Savings Options
Give your savings a boost. Earn higher returns on deposits as low as $500 when you commit long-term.
Round up purchases to save more. We deposit the extra change into your savings account.