Teaching Your Children Financial Independence Are your kids on the right track to financial independence? For many of today's young adults, the weakest link lies in learning the basics. Only 35% of teens know how to balance a checkbook or manage credit cards. During the
Short-term loan Credit cards provide a way for you to take out a short-term loan. Each time you use your card, your credit card provider is paying the money up front with the expectation that you will repay it on a monthly basis. You can
A car of your own–and it’s about time. All you can think about is how great it’s going to be to cruise around town with your friends. But don’t get ahead of yourself and overlook the expenses associated with car ownership. There are a number
Making smart moves pays off If you're in your 20s, you have a financial asset money can't buy–time. And time makes your money grow. "Making some smart money moves in your 20s pays off now and in the future," says Bobbie Shocket Lazarz, CFP (certified
What is MEMBER’S CHOICE® Credit Disability Insurance? It’s a way to help cover you and your family. There is no way anyone can predict a total disability due to injury or a medical-related illness but you can take steps along the way to make sure
Are you prepared to pay for costly vehicle repairs? According to Edmunds.com, car repair costs rose an average of 6.7% in 2013.1 How many times have you heard stories about cars that never broke down or had any mechanical difficulty, after the warranty ran out?