Winter Skip-A-Pay is BACK!

We think everyone deserves a break, so our Winter Skip-A-Payment Program is available now!

Deferrals can be made on any qualifying loans. One deferment is a maximum of 4 consecutive weeks. All deferments will begin the first full week of the month selected. The deferred payment and accrued interest will be made up at the end of the loan. Deferrals cannot be made on credit cards, Lines of Credit (LOC), or any type of mortgage loan, which includes home equity loans and home equity lines of credit. Your GAP coverage may be affected, if applicable.

Qualifications:

All loan(s) must be current and all accounts must be in good standing
New loans must have a minimum of six monthly payments to be eligible
Max 1 skipped loan payment per loan, per Skip-a-pay promotional period (November 1 – January 31)
Max 2 skipped loan payments per loan, per calendar year (January 1 – December 31)
Cannot skip two consecutive months
$35 processing fee per loan must be in Legacy checking or savings account prior to submitting a Skip-a-pay request

*All requests must now be made using the secure online form. If your payment is automatically paid through payroll deduction or monthly transfer, please submit your form at least 10 days before the due date.

2023 Winter Skip-A-Payment Form

Name On Loan at Legacy Credit Union(Required)

First Last

Account Number Loan(s) Is Under:(Required)

Email(Required)

Daytime Phone Number(Required)

Address(Required)

Street Address City State ZIP Code

Month You Wish To Skip Your Loan Payment(s):(Required)

You may only skip one payment, per loan, per Skip-a-pay promotional period.

Loans To Be Skipped:(Required)

Loan Number(s) To Skip:

How Would You Like To Pay?(Required)

Legacy Checking Account

Legacy Savings Account

$35 fee must be deposited in your Legacy account in order for skip-a-pay request to be processed. We cannot accept debit or credit card payments for the processing fee. If you would like to move money from another institution into your Legacy account, that can be done via check (remote deposit or mail), cash deposit, or through bill pay.

Legacy Checking Account #:

Legacy Savings Account #:

Last 4 Digits Of Your Social Security Number:(Required)

By entering your name and the last four digits of your social security number in the form above, you are agreeing to sign and submit your skip-a-payment form electronically. You also understand there is a $35 processing fee per loan. Legacy Credit Union reserves the right to deny any skip-a-payment request. Legacy Credit Union is located in Birmingham, AL. By completing a Skip-a-Pay form, I/we request to skip the regularly scheduled payment(s) in the selected month and authorize Legacy Credit Union to extend the maturity date on the indicated loan by one month. Interest will continue to accrue on the loan at the interest rate specified in the loan documents. Regularly scheduled payments on the loan(s) will resume in the month following the selected month. All other terms and conditions of the loan continue to apply. This offer expires January 31, 2024.

Winter Skip-A-Pay is BACK!

2023 Winter Skip-A-Payment Form

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Winter Skip-A-Pay is BACK!

2023 Winter Skip-A-Payment Form