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Skip-a-Pay Program

Take a break from your loan payment.


Legacy Credit Union offers a holiday skip-a-payment program to qualifying members. If you are a member in good standing, you may be eligible to skip one month (November, December, or January) of loan payments. Interest will continue to accrue on your loan and there is a $35.00 processing fee per request. Please submit your skip-a-pay request to the credit union at least ten (10) business days before your loan payment due date.

Our skip-a-pay form can be completed completely online without ever needing to print or visit a branch. Just download the fillable PDF form below, sign, save, and return as an attachment to [email protected]!

Eligible Loans:

  • Auto Loan
  • Boat Loan
  • Other Vehicle Loan
  • Personal Loan
  • Lifestyle Loan
  • Share Secured Loan

Eligible loans must be booked prior to May 1, 2020. 

How to Request a Skip-a-Pay

If you are struggling to make your loan payments, our skip-a-pay program might not be a good fit for you. Please contact the credit union to speak to a loan officer about our other options to help you. We’re here for you.

Skip a Pay Terms and Conditions:

By completing a Skip-a-Pay form, I/we request to skip the regularly scheduled payment(s) in the selected month (November 2021, December 2021, or January 2022) and authorize Legacy Community Federal Credit Union to extend the maturity date on the indicated loan by one month. Interest will continue to accrue on the loan at the interest rate specified in the loan documents. Regularly scheduled payments on the loan(s) will resume in the month following the selected month. All other terms and conditions of the loan continue to apply. I/we further understand that participation in this offer will affect GAP, credit life or credit disability benefits, if applicable. This offer expires January 31, 2022.

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