Skip links

A Legacy of Partnership: UAB and Legacy Credit Union

More Than Just a Financial Institution: Your Financial Partner

Legacy Credit Union is more than just a financial institution; we’re a dedicated partner in your UAB journey. As the official credit union of UAB, we’ve supported students, faculty, and staff since 1955. Our deep-rooted connection to the UAB community allows us to offer tailored financial solutions that meet your unique needs.

A Shared Vision for Success

Over the years, our partnership has flourished. We’ve celebrated UAB’s triumphs, supported its growth, and invested in its future. A prime example of our support is the Legacy Pavillion, a state-of-the-art facility that serves as a hub for UAB football. Our collaboration extends beyond traditional banking. We’ve been supporting students, faculty, staff, and alumni since 1955, helping them achieve their financial goals and craft a bright future.

UAB and Legacy History

The University of Alabama at Birmingham staff members established Legacy Credit Union in 1955 as a University Credit Union with the goal of serving the UAB community. Legacy went on to serve the education and healthcare industries for more than 50 years. After the expansion of the field of membership to include all seven counties of the Greater Birmingham Metropolitan Area, Legacy changed its name in 2006 to Legacy Community Federal Credit Union. That meant that anyone who works, lives, worships, or attends school in Bibb, Blount, Chilton, Jefferson, Shelby, St. Clair, and Walker counties is eligible for a Legacy Credit Union membership.

Legacy Credit Union is proud to be The Official Credit Union of UAB and has supported UAB and UAB athletics for decades. In 2017, the UAB football program made its historic return following a two-year hiatus due to the University’s decision to cut the football, bowling, and rifle programs in December of 2014. Legacy Credit Union joined UAB in the ribbon-cutting ceremony of the state-of-the-art Football Operations Center and Legacy Pavilion on Aug. 18, 2017.  Legacy Credit Union contributed a 20-year, $4.2 million naming rights agreement for UAB to construct the practice pavilion, which is the largest sponsorship in UAB history.

Legacy Pavilion includes a practice field, office space, meeting and film rooms, athletic training facilities, locker rooms, and a weight room. Fighting for the community is the foundation on which Legacy Community Federal Credit Union is based. UAB President Ray L. Watts considered the investment and community involvement from Legacy to be helpful not only to UAB Athletics but also to the development of the community and the well-being of the neighborhood and employee financial services.

“Legacy has a longstanding history of promoting projects of broad and positive influence, and we are proud that Legacy is The Official Credit Union of UAB,” Watts said. “Legacy is a loyal partner that has demonstrated a commitment to the growth and betterment of the communities we both serve.”

Legacy Credit Union continues to contribute to the success of the students at UAB by donating to the University, awarding a student $2,500 annually through the Craft Your Legacy Scholarship, and providing UAB employees the perk of discounts on various necessities through Legacy Member Rewards. UAB students can open an Everyday Checking account with no minimum balance or monthly fees. Managing finances as a student is made easier to learn and manage while parents also have the opportunity to deposit funds into their child’s account and monitor financial progress.

JOIN TODAY LEARN MORE

Exclusive Benefits for UAB Members

As a UAB student member of Legacy CU, you enjoy exclusive perks and benefits designed to make your financial life easier:

  • Competitive Rates: Save money on loans, earn higher interest on savings, and enjoy lower fees.
  • Personalized Service: Our dedicated team understands your unique financial needs and provides tailored solutions.
  • Convenient Banking: Access your accounts anytime, anywhere with our mobile and online banking platforms.
  • Financial Education: Gain valuable knowledge and tools to help you manage your money effectively.
  • Community Support: Be part of a credit union that gives back to the UAB community through scholarships and other initiatives.

Start Strong with Everyday Checking 

Our Everyday Checking account is designed specifically for UAB students. Enjoy the following benefits:

  • No monthly fees
  • Free ATM access at Legacy and over 40,000 surcharge-free ATMs
  • No minimum balance
  • Free online and mobile banking with mobile deposit and eStatements
  • Get paid early – get paid up to two days sooner with every direct deposit*

*Get paid up to 2 days early with every direct deposit. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment dates.

Build Credit with Our Student Visa Credit Card 

Ready to take the next step? Our Student Visa Credit Card helps you establish credit history while offering responsible spending limits. With no annual fee and a competitive APR, it’s the perfect card to start building your financial future. Apply today and start building your financial future.

Parental Support and Control 

We understand the importance of parental involvement in a student’s financial life. Our joint ownership option allows parents to monitor and contribute to their child’s account. With features like cross-account deposit access and the ability to set up direct deposit, managing your student’s finances is easier than ever.

More Than Just Banking 

Beyond our exceptional checking and credit card options, Legacy Credit Union offers a range of financial products and services to support your journey:

  • Savings Accounts: Build your emergency fund and save for future goals.
  • Lifestyle Loans: Competitive rates and flexible repayment options to help you manage educational costs.
  • Auto Loans: Finance your dream car with affordable rates and terms.
  • Financial Education: Access resources and tools to help you make informed financial decisions.

Why Should You Become a Legacy CU Member?

As a member-owned cooperative, Legacy CU prioritizes your financial well-being. We’re committed to providing exceptional value and personalized service. Enjoy competitive rates on loans and savings accounts and convenient access to your money through our mobile and online banking platforms. Our dedicated team is here to assist you with your financial goals, offering expert guidance and support. Moreover, as a proud supporter of the UAB community, we offer exclusive benefits and resources tailored to your needs. Experience the difference a credit union can make.

Tailored Services for the UAB Community

We offer a wide range of banking products and services crafted specifically to meet your financial goals. From checking accounts to auto loans to retirement planning, we have you covered.

Convenient Near-Campus Access

With our two branch locations located near the UAB campus, we make banking convenient for employees and students. Our branches provide personalized service and easy access to funds, saving you time and effort.

With You 24/7

We understand banking needs go beyond campus. As a Legacy member, you have access to a robust network of ATM’s, online & mobile banking, and shared branching services, making it convenient for you to manage your finances wherever you are.

Community Focused

As a credit union, we are member-owned and operated, which means that our focus is always on our members and the communities we serve. We take pride in being an active part of the UAB community, and we are committed to giving back and supporting the financial well-being of UAB employees and students.

Financial Education

Each year, we award a deserving UAB student $2,500 through the Craft Your Legacy Scholarship in partnership with the UAB National Alumni Society. Our commitment to UAB and the success of UAB students is deeply rooted in our financial education efforts.

Competitive Rates

We offer low-interest loans, high-yield savings accounts, and other attractive financial solutions designed to save you money and help you achieve your financial goals.

How to Join 

Becoming a Legacy Credit Union member is simple. If you’re a UAB student, faculty or staff member, or a UAB alumnus, you’re eligible to join. Visit one of our convenient branches or apply online to get started.

Who is Eligible?

Anyone affiliated with UAB can join Legacy Credit Union, including:

  • Students (enrolled in at least 6 credit hours)
  • Faculty & Staff
  • Retirees
  • Alumni

Join us today and experience the Legacy difference!

JOIN TODAY

Your Financial Journey Starts Here

At Legacy Credit Union, we’re committed to helping you build a strong financial foundation. Whether you’re a student managing a budget, a faculty member saving for retirement, or a staff member planning for the future, we’re here to support your goals.

Join the Legacy Today!

Ready to experience the Legacy difference? Open an Everyday Checking account today and start building your financial future. Visit your nearest branch or apply online.

Let’s work together to craft your financial legacy.

JOIN TODAY
Return to top of page

New Member?
Forgot Password?