LEGACY Card Control App PRIVACY POLICY
WHAT DOES LEGACY COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
– Social Security number and account balances
– Credit history and credit scores
– Income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Legacy Community Federal Credit Union chooses to share; and whether you can limit this sharing.
How does Legacy Community Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Legacy Community Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
– Open an account or deposit money – pay your bills or use your credit or debit card
– Apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
– Sharing for affiliates’ everyday business purposes
– Information about your creditworthiness
– Affiliates from using your information to market to you
– Sharing for non affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates:
Companies related by common ownership or control. They can be financial and non-financial companies. – Legacy Community Federal Credit Union has no affiliates.
Non-affiliates:
Companies not related by common ownership or control. They can be financial and no-financial companies. – Legacy Community Federal Credit Union does not share with our non-affiliates so they can market to you.
Joint Marketing:
A formal agreement between non-affiliated financial companies that together market financial products or services to you. – Our joint marketing partners include advertising/marketing agencies, CUNA Mutual Group’s MEMBERCONNECT, loan recapture programs, and financial advisors.
Card Control Location Privacy:
The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.
Last updated on December 1, 2014.