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Find Your Best Rate at Legacy.

Use our easy calculator to explore your potential savings. Compare rates; see what monthly payments might be and how much you could save over the course of your new loan at Legacy Credit Union.

Automobile/Recreational Vehicle Amortization Calculator

Why Legacy? Better Rates.Fast Answers.Why Not?

You’ve already got a loan; get a better one. At Legacy, swap out your current loan for the year’s lowest rates on your car or almost anything else. Get started below.

Rates as low as 5.50% APR*

Fast and Simple

Applying for a loan with Legacy is easier. It’s also an incredible way to save. We make the whole process smooth for our members.

Quick Answers

Need a loan decision fast? We can do that. With lower rates and great service, our Legacy is a brighter financial future for our members.

A Loan for What You Need.

Swap and Drop an existing loan or get approved before you buy, and walk in with a check in hand and walk out with the vehicle of your dreams. It is fast, easy and only takes one click to get started. Find out how below.

New/Used Cars

Your car is more than a way to get from a to b; it’s where you spend some of your best moments of the day.


Whether a dirtbike or a long-distance tourer, take to the road on an adventure.


Fishing for that trophy bass, cruising the lake at sunset or teaching the kids how to ski, enjoy it all with a new boat.

Water Sports Vehicles

Enjoy the lake this summer with a new jet ski or wave runner or two.


Take to the woods, see the country or travel to root for your favorite team in your new camper or RV.


Moving supplies, spreading seeds or riding in the woods, an ATV can make life easier.

Let's Get Started!

Ready to Apply? CLICK HERE

Need help or have a question? Call us at (205) 930-5000 or email us at [email protected]. Please be sure to give us your name and contact info and a Legacy loan officer will contact you about dropping your current loan and swapping for a better one!

*APR = Annual Percentage Rate. Promotional auto rate begins on 2/15/2024. Limited time offer. Terms and conditions may apply. See credit union for details. Interest begins accruing on the date the loan is booked.

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