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We are committed to fulfilling our member’s financial needs.



Get your financial life started with all the benefits a college student needs.



All about Legacy. All about you.

Legacy’s vision is simple:  We Craft Financial Solutions.

We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.

Legacy opened its doors as University Credit Union in 1955 to serve the UAB community. After serving the education and healthcare industries for more than 50 years, we expanded our field of membership to include the 7-county Greater Birmingham Metropolitan Area, changing our name to Legacy Community Federal Credit Union at the beginning of 2006. So if you live, work, worship or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb counties, you’re eligible for membership.

Become a part of us, and we’ll help you Craft Your Legacy.


If you have $5 to open a share (savings) account and are eligible through our field of membership, you can become a member (not a customer) of a unique financial institution. Legacy is a not-for-profit, member-owned cooperative that is committed to providing our members with the BEST financial services available at the lowest cost.

Our Vision Statement

We are committed to being a service organization where members desire to fulfill their financial needs and employees desire to build a career.

In order to achieve this Vision, we must:

  • Provide value in every product and service we offer
  • Employ a variety of delivery channels to be convenient for our members
  • Make courteous, professional service our priority in every task we perform
  • Create a motivational, team-oriented environment where staff members realize their potential and grow, both personally and professionally

To become a member, visit a branch or apply online

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