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Home Equity Loan & HELOC Rates

Home Equity Rates in Alabama

Take advantage of our competitive rates on your home equity loan or line of credit. Tap into your home equity today and cross off your to-do list tomorrow!

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LOAN TYPE TERM APR* as low as
Home Equity Loan 5 Years 7.109%
7 Years 7.405%
10 Years 8.014%
Home Equity Line of Credit (HELOC) Draw Period of 5 Years Prime Rate: 7.00% for 720+ credit
Rates are current as of 11/14/2022 and are subject to change without notice.

About Legacy Home Equity Loans & Lines of Credit

When you choose Legacy to access your home equity, you get great rates and your money stays right here in Alabama. Together, we can help our community grow and thrive. We offer local loan servicing and friendly advice so you can get the most out of your home equity financing and enjoy your home for years to come.

Home Equity Loans

Get a lump sum of cash and enjoy simple budgeting with fixed monthly payments and fixed rates over a loan term of five, seven, or ten years. A great option if you have a big home improvement project in mind!

Learn more about Home Equity Loans

Home Equity Lines of Credit (HELOCs)

Secure a line of credit from $10,000 to $100,000 and use your HELOC funds as and when needed. We’ll write you a check for the requested amount and you only pay interest on those funds, not the entire credit limit.

Learn more about HELOCs

*Your annual percentage rate (APR) will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.

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