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CARE Loans – designed with you in mind, to assist with financial hardships during COVID-19.



We're here to help, however we can.

Branch Accessibility

In an effort to minimize the impact of COVID-19 (“Coronavirus”) for our members and staff, we are restricting access by closing our lobby in order to observe recommended “social distancing” and to limit the potential for spreading the virus. Lobbies will be available by appointments only. If you need to speak in-person with a Legacy associate about your account, please contact the credit union at 205-930-5000 to request an appointment.

Our Drive-Thru windows remain open for member transactions.

Account Accessibility

Access your account using Online and Mobile Banking. You can transfer funds, schedule bill pay, make a payment, or deposit funds via remote deposit capture all through our digital platforms from the comfort of your home.

Convenience fees for online and phone payments have temporarily been waived in order to best serve our members.

Opening Accounts

Open your account or apply for a loan online with no hassle. View our Products & Services and choose what fits best for you. Click the “Apply Now” link under the product or service you desire to begin the process.

Hardship Assistance

COVID-19 has placed a financial hardship on many of our members due to layoffs, reduction of hours, and employer closures. We understand, and we want to help.

Legacy is offering a Skip a Pay for credit cards that will run April 1- May 31, 2020, at no charge. Eligible members will receive the following notice on their statement: “You may skip this month’s minimum payment on your account. Finance charges will continue to accrue.” If eligible, your minimum payment will show as $0.00. If you do not want to skip the payment and accrue finance charges, you are still able to make a payment to the card.

Lastly, Legacy is temporarily offering CARE Loans. Our Coronavirus Assistance, Recovery, and Emergency Loan Program is designed to benefit those financially impacted by COVID-19. CARE Loans are low interest and offer a first payment deferral for up to 120 days. 

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