Savings
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DAILY SHARE/CLUB IRA BALANCE
APY*
$100.00 to $2,499.99 0.05%
$2,500.00 to $39,999.99 0.10%
$40,000.00 to $99,999.99 0.20%
$100,000.00 and Up 0.30%
CHRISTMAS/REGULAR CLUB ACCOUNTS

All Balances 0.05%
These are current as of 02/16/2017 and are subject to change without notice.

*APY = Annual Percentage Yield.
CDs & IRAs
Term APY*
91 Day 0.10%
06 Month 0.20%
12 Month 0.45%
18 Month 0.50%
24 Month 0.65%
25 Month 0.65%
30 Month 0.70%
36 Month 0.75%
48 Month 1.00%
60 Month 1.30%
These are current as of 02/16/2017 and are subject to change without notice.

*APY = Annual Percentage Yield.
Checking
Premier Checking APY*
Up to $15,000.00 ** 2.00%
$15,000.01 or More ** 0.50%
When Monthly Qualification Cycles Aren't Met 0.25%
Premier Qualification Cycles [.pdf]

Super NOW Checking APY*
$2,500.00 - and Up 0.05%
Preferred Checking APY*
$2,500.00 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.05%
$10,000.00 - $24,999.99 0.05%
$25,000.00 - 999,999.99 0.05%
Preferred Money Market *** APY*
$2,500 - $24,999.99 0.15%
$25,000.00 - $49,999.99 0.15%
$50,000.00 - and Up 0.30%
Current as of 02/16/2017. Subject to change without notice.

* APY = Annual Percentage Yield
** Terms and conditions apply
*** Certain Transaction limits apply
Consumer Loans
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Auto Loans
Model Year Term APR* Payment
2015 - 2017 Up to 48 Months as low as 1.90%* Monthly payment of $21.65 per $1,000.00 borrowed.
49-63 Months as low as 2.25%* Monthly payment of $17.48 per $1,000.00 borrowed.
64-75 Months as low as 2.75%* Monthly payment of $16.12 per $1,000.00 borrowed.
76-84 Months as low as 3.25%* Monthly payment of $14.97 per $1,000.00 borrowed.
2012 - 2014 Up to 48 Months as low as 2.50%* Monthly payment of $21.80 per $1,000.00 borrowed.
49-63 Months as low as 2.75%* Monthly payment of $17.75 per $1,000.00 borrowed.
64-75 Months as low as 3.00%* Monthly payment of $16.34 per $1,000.00 borrowed.
76-84 Months as low as 3.50%* Monthly payment of $15.08 per $1,000.00 borrowed.
2010 - 2011 Up to 48 Months as low as 3.25%* Monthly payment of $13.33 per $1,000.00 borrowed.
49-63 Months as low as 3.50%* Monthly payment of $22.31 per $1,000.00 borrowed.
64-75 Months as low as 4.00%* Monthly payment of $18.08 per $1,000.00 borrowed.
2008 - 2009 Up to 48 Months as low as 4.50%* Monthly payment of $16.68 per $1,000.00 borrowed.
49-63 Months as low as 4.75%* Monthly payment of $15.53 per $1,000.00 borrowed.
** 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $25,000.

Rates and maximum loan terms available based on vehicle age and creditworthiness of borrower. 2005 or older (models not contained in the NADA guide) require Loan Committee approval.

These rates are current as of 02/16/2017 and are subject to change without notice.

*APR = Annual Percentage Rate. Rates are based on creditworthiness.

Lifestyle Loans (Personal/Signature Loans)
Closed End & Open End Term APR*
scores 720 and over 36 months as low as 10.0%
scores 680 - 719 36 months as low as 12.0%
scores 640 - 679 36 months as low as 14.0%
scores up to 639 36 months as low as 18.0%**
**Subject to Approval.

These rates are current as of 02/16/2017 and are subject to change without notice.

*APR = Annual Percentage Rate. For open-ended advances, interest is charged from the date of advance. Rates are based on creditworthiness.

Credit Cards
Card Type APR*
Visa Platinum Preferred 8.9%
Visa Platinum 12.9%
*APR = Annual Percentage Rate. Rates are based on creditworthiness and card type.

Rates are subject to change without notice.

Click Here For More Details on Credit Cards

Miscellaneous Secured Loans
Loan Type Term APR* Payment
Share Secured 48 months 4.00% Monthly payment of $23.86 per $1,000.00 borrowed
CD Secured Maturity Date of CD 2.00% over CD rate
*APR = Annual Percentage Rate. Rates are based on creditworthiness.

Rates are subject to change without notice.

Motorcycle, RV, Boat & Personal Watercraft Loans
Loan Type Term APR* Payment
2016-2017 Up to 48 months as low as 2.75% Monthly payment of $21.80 per $1,000.00 borrowed
49-63 months as low as 3.00% Monthly payment of $17.75 per $1,000.00 borrowed
64-75 months as low as 3.75% Monthly payment of $16.34 per $1,000.00 borrowed
76-84 months as low as 4.25% Monthly payment of $15.31 per $1,000.00 borrowed
2015-Older up to 48 months as low as 3.50% Monthly payment of $13.55 per $1,000.00 borrowed
49-63 months as low as 3.75% Monthly payment of $22.13 per $1,000.00 borrowed
64-75 months as low as 4.25% Monthly payment of $18.08 per $1,000.00 borrowed
76-84 months as low as 5.00% Monthly payment of $18.08 per $1,000.00 borrowed
*APR = Annual Percentage Rate. Rates are based on creditworthiness.

Rates are subject to change without notice.

Minimum Loan Amount for 72 months is $15,000/ Minimum Loan Amount for 84 Months is $25,000.

Terms up to 120 months may be considered for Recreational Vehichles with Loan Amounts in Excess of $50,000.
Mortgage Loans
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Legacy NMLS# 630374
First Mortgage Rates
Term Rate APR
30 Year Call for Today's Rates Call for Today's Rates
20 Year 3.750% 4.033%
15 Year 3.250% 3.609%
10 Year 3.000% 3.519%
Origination Fees: 1.00% of Loan Amount
Other Closing Cost as Required
Quote is a score of 720 and loan amount of $100,000 at 80% LTV
SPECIAL PROGRAM
5/1 Adjustable Rate (ARM)
2.875% Rate
3.942% APR
Up to 95% LTV
No Origination Fee
No PMI
HELOC Rates
720+ Prime Rate
719 - 680 Prime Rate Plus 1.00%
679 - 640 Prime Rate Plus 1.50%
** Rates based on 80% LTV ** PRIME RATE 3.75%
Second Mortgage Rates
Term Rate APR
5 Year 4.900% 4.908%
7 Year 5.250% 5.256%
10 Year 5.900% 5.904%