Mortgage Loans

When you finance or refinance your home with Legacy, not only are you getting a low interest rate, your money stays right here in our community. So when we help you purchase a home, we're both helping make our community a better place to live.

If you’re looking to finance or refinance your home, the Legacy Mortgage Lending Team can customize your mortgage and guide you through the entire process. Contact one of our team members below with specific questions, to discuss which type of loan fits your needs, and to get pre-qualified for a loan.

We’ll help you have the best possible home financing experience!

David Branham
NMLS #768982
Real Estate Loan Officer
(205) 930-5038
Brad Mason
NMLS# 541107
Mortgage Loan Officer
(205) 930-5033
Jan Burns
NMLS# 241788
Real Estate Lending Manager
205-930-5040
First Mortgages
  • Conventional Loans
  • Conforming Loans
  • For a Home Purchase
  • 10, 15, 20 & 30 Year Terms
  • Origination Fees: 1.00% of Loan Amount
  • Low Fees
See Rates
Second Mortgages (Equity Loans)
  • Non-Conforming Loans
  • For a Refinance of Your Current Home
  • 5, 7, & 10 Year Terms
  • Limited Fees
See Rates
Government Loan Products
  • FHA Loans
  • VA Loans
  • USDA Loans
5-Year Adjustable Rate Mortgage (ARM)
  • Purchase or Refinance
  • No Private Mortgage Insurance
  • No Origination Fees
  • Finance up to 95% of Home Value
Call For Current Rates
Home Equity Line of Credit (HELOC)
  • Use the equity in your home to secure a line of credit from $10,000 up to $100,000
  • Minimal closing costs
  • Payments of $15 per $1,000
  • Advances made by checks
See Rates
Construction Loans
  • Let us help you build your dream home.

Take advantage of Legacy's low-interest loans today.

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