Checking Accounts

Open up an account and open up a world of convenience. Legacy offers a variety of options to fit your unique lifestyle. Whether you’re switching to Legacy or opening up your first checking account, we make it easy.

Premier Checking

This is not only a FREE checking account, but one that pays you for doing things that you're probably already doing!

Qualifications to earn 2.00% APY and ATM Refunds

  • Enroll and receive E-Statements
  • Make 12 debit card transactions posted to account (return/refund transactions do not count toward qualifications)
  • Have 1 direct deposit to the account OR 1 automatic payment via ACH (Automated Clearing House) entry
  • Access Online Banking (Legacy Connect) at least once during cycle

Please view & print cycle dates for your convenience:
Premier Qualification Cycles PDF

Qualifications to earn 2% Cash Back on the first $500 of Debit Cards Purchases & ATM Refunds

  • Enroll and receive E-Statements
  • Make 12 debit card transactions posted to account (return/refund transactions do not count toward qualifications)
  • Have 1 direct deposit to the account OR 1 automatic payment via ACH (Automated Clearing House) entry
  • Access Online Banking (Legacy Connect) at least once during cycle

Please view & print cycle dates for your convenience:
Premier Qualification Cycles PDF

Premier Cash Back Checking

This is not only a FREE checking account, but one that pays you for doing things that you're probably already doing!

Preferred Checking

Preferred Checking offers a way to earn dividends while maintaining higher balances in your share draft account. Preferred Checking requires a minimum balance of $2,500 to open and maintain. If the account falls below $2,500.00, a low fee of $5.00 is assessed. Preferred Checking pays a monthly dividend on balances above the minimum.

See current Preferred Checking rates. This account has numerous free features, including: no per check fee, Flash Talk, Legacy Connect, e-Statements, I-Pay, and Direct Deposit. Funds are federally insured by the NCUA.

Prime Checking

This account allows qualified members to have a basic checking account with no minimum balance and no monthly fees.

Priority Checking

With Priority Checking, there is no per check fee and no monthly service charge if you maintain a minimum balance of $500. If your balance falls below $500 there is only an $8.95 charge for that month. You will also receive a Debit card and direct access to your accounts through FlashTalk and Legacy Connect. We offer Overdraft Protection and Direct Deposit at no additional charge.

To open any of these checking accounts, visit your nearest Branch Location.

Student Checking

FREE Student Checking Account

UAB Students can apply online at BlazerBanking.com

Not a student at UAB? That's no problem! If you're a student, give us a call or come into one of our local branches today to open your FREE checking account.

Preferred Money Market

This account is the perfect combination of an interest bearing investment account and a limited transaction checking account. The Preferred Money Market account requires a minimum balance of $25,000 to open. This account then earns dividends on a tiered basis. If the account falls below $25,000.00, a low monthly fee of $5.00 is assessed.

See Preferred Money Market rates. For this account, no more than six (6) preauthorized, automatic, or telephone transfers may be made from the account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check or draft to a third party. All funds are federally insured by the NCUA.

Switch Kit

If you think moving your accounts to Legacy will be time consuming or difficult ... think again! Switching your accounts to Legacy is as simple as 1, 2, 3. Legacy will redirect your automatic payments and direct deposits for you!

MAKE THE SWITCH