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THE RATE YOU NEED

Help your money grow faster with competitive rates–up to 5% on select accounts.

SEE OUR RATES

NEW WAY TO SAVE

Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account. 

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HOME LOANS

All Kinds of Home Loans. One Kind of Rate.

Mortgage Loans

Whether buying your first home, refinancing, making renovations, or putting equity to good use, our competitive loans will capture your interest.

When you finance or refinance your home with Legacy, not only are you getting a low-interest rate, your money stays right here in our community. So when we help you purchase a home, we’re helping make our community a better place to live.

If you’re looking to finance or refinance your home, the Legacy Mortgage Lending Team can customize your mortgage and guide you through the entire process. Contact one of our team members below with specific questions, to discuss which type of loan fits your needs, and to get pre-qualified for a loan.

Jessica Swindle

NMLS #797212
Loan Officer
(205) 930-5038

Brad Mason

NMLS# 541107
AVP of Real Estate Lending
(205) 930-5033

H. Jean Hurns

NMLS# 1737224
Loan Officer
(205) 930-5040

Call one of our loan officers or apply online.

APPLY NOW

First Mortgage Loan


  • Conventional Loans
  • Conforming Loans
  • For a Home Purchase or Refinance
  • 10, 15, 20 & 30 Year Terms
  • Origination Fees: 1.00% of Loan Amount
  • Low Fees
A couple in their 50's moves in to their new home, unpacking boxes and enjoying the time together.  Could also depict moving out of a home.

Second Mortgage Loan (Equity Loan)


  • Non-Conforming Loans
  • For Accessing Available Equity
  • 5, 7, & 10 Year Terms
  • Limited Fees

Home Equity Line of Credit Loan (HELOC)


  • Use the equity in your home to secure a line of credit from $10,000 up to $100,000
  • Minimal closing costs
  • Payments of $15 per $1,000
  • Advances made by checks
Latin descent realtor shows African descent family a new home to purchase.  Mother, father and daughter.  Real estate sign.  Home in background.  Spring or summer season.

U.S. Government Housing Loans


  • FHA Loans
  • VA Loans
  • USDA Loans

5 Year Adjustable-Rate Mortgage (ARM)


  • Purchase or Refinance
  • No Private Mortgage Insurance
  • No Origination Fees
  • Finance up to 95% of Home Value

Construction Loans


Let us help you build your dream home.

facade of home with manicured lawn, landscaping, and backdrop of trees and dark blue sky. Glowing interior lights create a welcoming mood.

Call one of our loan officers or apply online.

APPLY NOW
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