Start Making the Most
of Your Money

We take pride in the fact that we provide service to the community. We'd love to have YOU as part of the Legacy community.

Can I Join?

Start making the most of your money. If you have $5 to open a share (savings) account and are eligible through our field of membership, you can become a member (not a customer) of a unique financial institution. Legacy Community Federal Credit Union is a not-for-profit, member-owned cooperative that is committed to providing our members with the BEST financial services available at the lowest cost.

Anyone who lives, works, worships, or attends school in the 7 - County Birmingham - Hoover Metro area can join. That includes Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb Counties in Central Alabama.

What Does That Mean?

Membership means Legacy will never be bought or sold and you are entitled to vote for the volunteer Board of Directors, enjoy low-rate loans, high-yield investments and savings as well as FREE checking and lower fees. And remember, even if you move or transfer employment location, you can keep your account : "once a member always a member."

Family Ties

If you are a Legacy Community Federal Credit Union member in good standing, your spouse, children, parents, siblings (brother/sister), grandparents and in-laws (mother, father, sister, brother, son, daughter - in law) are eligible as well!

If you are joining through a family relation, you will need a letter from that family member which states their name, Legacy Community Federal Credit Union account number, their relationship to you, a daytime phone number and their signature for verification purposes.

How To Join

Membership at Legacy Community Federal Credit Union is open to anyone who lives, works, worships, or attends school in one of our seven counties: Bibb, Blount, Chilton, Jefferson, Shelby, St. Clair, and Walker. If you are eligible for membership, you can begin the process of joining Legacy Community Federal Credit Union today! Simply do one of the following:

To Request Membership Online

Simply fill out this online request for membership.
NOTE:  By completing an online application with Name, Address, Social Security Number, and Birthdate, you are giving Legacy Community Federal Credit Union permission to pull and review your credit report.

Visit a Branch

If you wish to apply in person at one of our branch offices, you must bring all of the following items:

  • Valid, government issued ID (Driver's license, non-driver's identification, passport, or military identification)
  • Verification of social security number (social security card, or it must appear on one of the valid, government-issued forms listed above)
  • $5 deposit or payroll deduction form (can be filled out at the branch)

USA Patriot Act Disclosure

Important Information About Procedures For Opening A New Account.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documents.

Click Branch Location to find the nearest branch office.

Special Offers Only For Credit Union Members