LEGACY BLOG
How To Budget Better in 2023
When it comes to New Year’s Resolutions many people want to work out more, or quit a bad habit; but most people want to save more money or follow through with a budget. We understand this and we want to help. Follow our practical budgeting tips and watch as you begin to reach your financial […]
Annual Holiday Toy Drive
Holiday season is here! It is now time for the Circle of Love Foundation’s 19th Annual Toy Drive. This year Legacy Credit Union is partnering with the Legacy for Good Foundation to help bring gift donations to children living in local shelters in and around the Greater Birmingham area. Our members and employees […]
How to Protect Yourself from Holiday Fraud
As we approach the holiday season, it is important to protect yourself against holiday fraud and scams that could hurt your personal finances. According to the Internet Crime Complaint Center’s 2020 report, more than $265 million was lost in non-payment or non-delivery scams. In the same report, another $129 million was lost due to credit […]
2022 Craft Your Legacy Scholarship Recipient
In May of 2022, Legacy Credit Union announced a partnership with the UAB Alumni Society to launch the Craft Your Legacy Scholarship. This $2,500 scholarship would be awarded to one UAB undergraduate or graduate student looking to further their education. Today, we are pleased to announce Julia Andres as the recipient of the first ever […]
Don’t Let Credit Be Spooky
To many people, the word “credit” can be haunting. As a financial institution, Legacy wants to be a valuable resource and help make our members and non-members aware of the facts and fiction of credit. We will give you actionable ways to help build your credit score, and get you a higher credit in no […]
Announcing the launch of the Craft Your Legacy Scholarship
We are thrilled to announce the launch of the Craft Your Legacy Scholarship presented by Legacy Credit Union, a new $2,500 scholarship available now through the UAB Alumni Society. This scholarship is available to a University of Alabama at Birmingham undergraduate or graduate student who is looking to further their academic career and would otherwise […]
Tips for a Plentiful and Affordable Thanksgiving
Thanksgiving – the day of the year that Americans set aside to be thankful and grateful for the things that they hold dear. It is often celebrated with family and friends, football and food…and those celebrations can be costly. Did you know that it is estimated $3.4 billion (up 20% from 2020) will be spent […]
HALLOWEEN: Trick or Treat for your budget?
Halloween is a fun time of the year…but it can get expensive. The National Retail Federation (NRF) estimated that Americans spent $8 billion on costumes, candy, decorations, and entertainment in 2020. SCARY! Halloween should not be so costly. Here are a few ways to reduce your Halloween Costs. It’s all about timing. You can save […]
“Adulting” – How to Manage Your Finances Like an Adult
Set a budget Set up automatic payments Set up and contribute to your savings account Build credit Invest in yourself Set a Budget: When it comes to setting a budget, be realistic. You can live within your means and still save money. Even if you’re saving only five dollars a month, it is better than […]
Simple Ways to Save on Back-to-College Costs
Everyone knows…College is expensive. Tuition, books, dorms, food…it all adds up. According to a College Board report, tuition costs have increased 3-5% each year over the last decade, meaning some public universities have seen tuition costs increase as much as 55% in the last 10 years. It’s not just tuition costs that have increased. The […]