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VISA Credit Card Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases 8.90% to 12.90% based on your creditworthiness and card type
APR for Balance Transfers 8.90% to 12.90% based on your creditworthiness and card type
APR for Cash Advances 8.90% to 12.90% based on your creditworthiness and card type
Penalty APR and when it applies None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date of each month
Minimum Interest Charge There is no minimum interest charge that will apply to your account
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: Consumer Finance

Fees

Annual Fee None
Transaction Fees

  • Balance Transfer
  • Cash Advance
  • Foreign Transaction
 

  • None
  • None
  • 1% of each transaction in U.S. Dollars
Penalty Fees

  • Late Payment
  • Over the Credit Limit
  • Returned Payment
 

  • $25
  • $25
  • $25
Other Fees

  • Card Replacement
  • Document Copy
 

  • $25
  • $6

Other Links

Rates are current as of 5/30/2024 and are subject to change without notice.

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